신분증, 주소, 임대 자격, 하나의 세입자 플로우에서.

Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.

One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:

• Fast, sub-2-second p99 on every session
• Reliable, in production with 1,500+ companies across 220+ countries
• Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person

The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.

It's the process a landlord or letting agent runs before handing over the keys, to make sure the applicant is who they say they are and can lawfully take the lease. The standard pieces are:

• Identity verification, government ID + face match + liveness, so you know the person on the phone is the person on the application
• Address proof, a recent utility bill, bank statement, or government letter showing where they currently live
• Lease eligibility, country-specific. In the UK that's Right to Rent. In the EU it's a residency document. In the US it's typically a state-of-residence + SSN. In Latin America it's the national tax id.
• Anti-money-laundering screen, sanctions, Politically Exposed Persons (PEP), adverse media
• (Optional) income and guarantor evidence, payslips, bank statements, plus a linked KYC on the guarantor when affordability is on the edge

Didit ships all of it as one hosted flow. The applicant completes it on their phone in under five minutes; the agent gets a signed pack back.

Anyone leasing residential property to a third party. In practice that means:

• Build-to-rent operators, Greystar, Equity Residential, Mileway, Quintain archetype
• Letting agents, Foxtons, Belvoir, Connells, Re/Max
• PropTech platforms, SpareRoom, Goodlord, Canopy, OpenRent
• Short-let and co-living, The Collective, Common, Outsite
• Corporate housing and student PBSA, Unite Students, Vita, Sonder

In the UK, Right to Rent checks are a hard legal requirement under the Immigration Act, with material per-tenant fines for failing to perform them. The EU has parallel obligations under the AML package for any property professional. The US runs it through state landlord-tenant law plus fair-housing rules.

The full flow normally takes under 30 seconds end-to-end, pick up the ID, snap the document, snap the selfie, done. That is the fastest in the market. Legacy KYC providers usually take more than 90 seconds for the same flow.

On the back end, Didit returns the result in under two seconds at p99, measured from the moment the user finishes the selfie to the moment your webhook fires. Mobile capture is tuned for slow phones and slow networks: progressive image compression, lazy software development kit load, and a one-tap hand-off from desktop to phone via QR code if the user starts on web.

Three things, in order of how often they bite:

• Fraud applicants, fake IDs, photoshopped payslips, applicants impersonating someone with better credit. The landlord loses the rent and the property sits empty during the eviction.
• Right-to-Rent penalty, in the UK, up to £20,000 per tenant for renting to someone without the right immigration status. Criminal liability for repeat offenders.
• AML reporting failures, large cash deposits or sanctioned tenants without a filed Suspicious Activity Report (SAR) creates regulator exposure under the EU AML package and the UK Money Laundering Regulations.

The traditional paper-based check is slow, expensive (typically £15-£40 per applicant through legacy providers), and easy to forge. Most agents end up doing a partial check and hoping for the best. Didit eliminates the trade-off, full coverage at $0.53 per applicant (KYC bundle + Proof of Address).

Every session lands on one of seven clear statuses, so your code always knows what to do:

• Approved, every check passed. Move the user forward.
• Declined, one or more checks failed. You can allow the user to resubmit the specific failed step (for example, re-take the selfie) without re-running the whole flow.
• In Review, flagged for compliance review. Open the case in the console, see every signal, decide approve or decline.
• In Progress, user is mid-flow.
• Not Started, link sent, user has not opened it yet. Send a reminder if it sits too long.
• Abandoned, user opened the link but did not finish in time. Re-engage or expire.
• Expired, the session link aged out. Create a new session.

A signed webhook fires on every status change, so your database always stays in sync. Abandoned and declined sessions are free.

Production data is processed and stored in the European Union by default, on Amazon Web Services. Enterprise contracts can request alternative regions for jurisdictions whose regulators require it.

Encryption everywhere. AES-256 at rest across every database, object store, and backup. Transport Layer Security 1.3 in transit on every API call, webhook, and Business Console session. Biometric data is encrypted under a separate Customer Master Key.

Retention is yours to control. Default retention is indefinite (unlimited) unless you configure shorter, between 30 days and 10 years per application, and you can delete any individual session at any time from the dashboard or the API.

Certifications: SOC 2 Type 1 (Type 2 audit in progress), ISO/IEC 27001:2022, iBeta Level 1 PAD, and a public attestation from Spain''s Tesoro / SEPBLAC / CNMV that Didit''s remote identity verification is safer than verifying someone in person. Full report at /security-compliance.

Didit ships compliant by default for the regulators that matter to identity infrastructure:

• GDPR + UK GDPR, controller / processor split, full Data Processing Agreement published, lead supervisory authority named (Spain''s AEPD).
• AMLD6 + EU AML Single Rulebook, 1,300+ sanctions, politically exposed person, and adverse-media lists screened in real time.
• eIDAS 2.0, EU Digital Identity Wallet aligned; reusable-identity ready.
• MiCA (Markets in Crypto-Assets), ready for crypto on-ramps, exchanges, and custodians.
• DORA, Digital Operational Resilience Act, EU financial-services operational resilience.
• BIPA, CUBI, Washington HB 1493, CCPA / CPRA, US biometric privacy (Illinois, Texas, Washington) and California consumer privacy.
• UK Online Safety Act, age-gating and child-safety obligations.
• FATF Travel Rule, originator and beneficiary data on crypto transfers, IVMS-101 interoperable.

Detailed memo, every certificate, every regulator letter: /security-compliance.

• 60 seconds to a sandbox account at business.didit.me, no credit card.
• 5 minutes to a working verification through Claude Code, Cursor, or any coding agent via our Model Context Protocol (MCP) server.
• A weekend to a production-ready integration with signed-webhook verification, retries, and a remediation flow when a user is declined.

Three integration paths, pick whichever fits your stack:

• Embed natively with our Web, iOS, Android, React Native, or Flutter SDK.
• Redirect the user to the hosted verification page, zero SDK.
• Send a link by email, SMS, WhatsApp, or any channel, zero front-end work.

Same dashboard, same billing, same pay-per-success price for all three. Step-by-step guide at docs.didit.me/integration/integration-prompt.

Three layers of validation run on every Proof of Address upload:

• OCR extraction, the bill / statement / letter is read and the address is parsed into the canonical address fields (line 1, city, postal code, country)
• ID cross-check, the extracted address is compared with the address on the underlying ID document. A close match passes; a different city or postal code flips the session to In Review.
• Registry validation (where available), the address is looked up against the country's authoritative source, UK Royal Mail PAF, Spain Catastro, US USPS, France BAN, etc.

Fraud patterns Didit catches: a Photoshopped utility bill with a forged address, a real bill from a different building, a bill belonging to a different person at the same address, an expired bill (over 90 days old). All three layers run server-side; the agent never sees a raw upload, only the validated result.

Verification at the start of the tenancy is necessary but not sufficient, for long leases, tenants change circumstances and sanctions lists update daily. Didit's ongoing monitoring catches:

• Ongoing AML on the tenant, daily delta refresh at $0.07 per tenant per year
• Visa / residency permit expiry, fires a webhook 30 days before the document expires so the agent can request a fresh share code
• New sanctions listing, instant webhook the day the tenant lands on a new list
• Address change (resubmission), if the tenant updates their address mid-tenancy, the new proof is automatically run through the same validation stack

Everything flows through the same status.updated webhook you wired for onboarding. No new endpoint, no extra integration.

Most tenant-screening providers price between £15 and £40 per applicant, Goodlord, Letting a Property, Open Banking-based affordability tools. Most charge per check, plus a per-tenancy admin fee, plus a per-Right-to-Rent surcharge.

Didit's published price is $0.33 for the KYC bundle + $0.20 for Proof of Address = $0.53 per applicant. Database Validation is variable per jurisdiction and typically adds $0.05-$0.20 depending on the service. No floor, no commit, no per-country surcharge.

That's roughly 10× cheaper than the incumbent stack on the same legal output. At a 200-tenant build-to-rent portfolio that turns over once a year, the saving is around £3,000 in screening costs, and the applicant experience is faster, with no paper, no scanning. Full pricing at /pricing.