Identity verification in North Macedonia
Executive summary. North Macedonia is a MONEYVAL-evaluated EU candidate country whose AML/CFT framework is anchored in the Zakon za sprečuvanje na perenje pari i finansiranje na terorizam (Law on Prevention of Money Laundering and Financing of Terrorism, 2018 revision), supervised by the Uprava za finansisko razuznavanje (Financial Intelligence Office — FIO). MONEYVAL's 2019 mutual evaluation foun
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
North Macedonia has a population of approximately 1.8 million and a GDP of roughly USD 14 billion. Skopje is the commercial capital. The economy is driven by manufacturing, services, and remittances. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Regulates gaming operators including AML obligations
North Macedonia's FIU, responsible for receiving and analysing suspicious-transaction reports
Supervises banks, savings houses, and payment institutions for prudential and AML compliance
Supervises capital markets participants
Oversees insurance sector AML compliance
Ministry of Justice — Registry Office
restricted
Central civil registry for births, marriages, and deaths. National ID cards issued by Ministry of Interior. Unique Master Citizen Number (EMBG) assigned to all citizens. Digitization progressing but n
Government & regulated databases
Compliance framework
AML framework
Supervised by Law on Gambling and Entertainment Games
- Zakon za sprečuvanje na perenje pari i finansiranje na terorizam (2018, as amended) — Comprehensive AML/CFT law aligned with EU 4th Anti-Money Laundering Directive. Defines CDD, risk-based approach, beneficial ownership, PEP screening, and STR reporting. - Zakon za platežni uslugi i platni sistemi (2015) — Payment services law, aligned with EU PSD principles. - Zakon za zaštita na ličnite podatoci (2020) — Personal data protection law, aligned with GDPR. The Agencija za zaštita na ličnite poda
Data protection
Supervised by National DPA
North Macedonia's 2020 data protection law is aligned with GDPR. Cross-border transfers are permitted to countries with adequate protection (EU/EEA and adequacy-listed countries). Transfers to other jurisdictions require standard contractual clauses or other safeguards. The DPA supervises enforcemen
Penalties for non-compliance
- Administrative fines and licence revocation
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan or photograph of lična karta (front and back) or biometric passport. 2. Liveness and biometric match. Selfie with liveness detection, matched against the document portrait. 3. Data extraction. EMBG, full name (Cyrillic and Latin), date of birth, document number, expiry date
Exchanges, custodians, wallets, on/off-ramps.
North Macedonia does not have a dedicated VASP licensing framework. Virtual-asset activities fall under general AML obligations:
Sports betting, online casinos, age-gated platforms.
Online gambling operators licensed under the Law on Gambling must:
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators and e-commerce platforms in North Macedonia face CDD obligations for seller onboarding and high-value transactions:
Biometric liveness
North Macedonian biometric identity cards contain chip-stored facial images, supporting NFC-based chip reading. Liveness detection (ISO 30107-3 compliant) paired with document-portrait matching is the standard for remote onboarding. The biometric ID card programme has been in place since 2007 with refreshed chip standards. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. North Macedonia permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in North Macedonia, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in North Macedonia.
Most regulated sectors in North Macedonia require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with North Macedonia’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for North Macedonia’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
