Ruka hadi maudhui makuu
Didit Yakusanya $2M na Kujiunga na Y Combinator (W26)
Didit
Kwa neobanks, malipo, na wakopeshaji

Uthibitishaji wa utambulisho na udanganyifu wa wakati halisi — iliyoundwa kwa ajili ya fintechs.

Waingize watumiaji wa rejareja chini ya sekunde 30. Endesha Know Your Business na Know Your Customer iliyounganishwa kwa kila Mmiliki wa Manufaa wa Mwisho. Gundua udanganyifu kwa wakati halisi na Ufuatiliaji wa Miamala. Tayari kwa leseni ya Taasisi ya Fedha ya Ulaya na ukaguzi wa PSD3, DORA, na 6AMLD.

Anza bila malipoZungumza na mauzo
Inaungwa mkono na
Y CombinatorRobinhood Ventures
GBTC Finance
Bondex
Crnogorski Telekom
UCSF Neuroscape
Shiply
Adelantos

Inaaminika na mashirika 2,000+ duniani kote.

Didit utambulisho na mtiririko wa udanganyifu kwa fintech — KYC, KYB, AML, Ufuatiliaji wa Miamala, na Uchunguzi wa hiari wa Crypto Wallet kwenye mkataba mmoja.

Fintech-native

KYC, KYB, AML,
na Ufuatiliaji wa Miamala wa wakati halisi.

Mkataba mmoja kuanzia kuingia hadi ufuatiliaji wa wakati halisi. $0.33 KYC kamili · $0.20 AML · $0.07/mtumiaji/mwaka AML inayoendelea · $0.02 kwa tukio lililofuatiliwa. Uchunguzi wa hiari wa Crypto Wallet kwa mtiririko wa on-ramp / off-ramp.

Jinsi inavyofanya kazi

Kuanzia kujisajili hadi mtumiaji aliyethibitishwa kwa hatua nne.

  1. Hatua 01

    Tengeneza workflow

    Chagua modules ambazo sekta yako inahitaji katika Workflow Builder. ID Verification, Passive Liveness, Face Match, AML Screening, Device & IP Analysis, Proof of Address, AML monitoring, Biometric Authentication — kila moja kwa toggle. Hakuna code.

  2. Hatua 02

    Fungua session

    POST /v3/session/ na workflow_id na vendor_data yako. Pata session_url, mwelekeze mtumiaji. Simu sawa kwenye web, iOS, Android, React Native, Flutter.

  3. Hatua 03

    Thibitisha + amua

    Hosted UI inachukua hati, inaendesha liveness, inalinganisha uso, inachunguza orodha za AML, yote kwa wakati mmoja. Uamuzi unarudishwa chini ya sekunde 2. Sera ya hatari huamua Approve, Review, au Decline kwa kila maombi.

  4. Hatua 04

    Fuatilia + rekebisha

    Webhook kwenye kila mabadiliko ya hali na uthibitishaji wa X-Signature-V2. Hits za AML zinazoendelea huhamia kwenye Case Management. Transaction Monitoring huashiria uhamisho wa hatari kubwa na huwezesha re-KYC kiotomatiki kwa mtumiaji.

Imejengwa kwa ajili ya waendelezaji · Imejengwa dhidi ya udanganyifu · Wazi kwa muundo

Kila moduli unayohitaji kwa kwa neobanks, malipo, na wakopeshaji. Mtiririko mmoja wa kazi.

Moduli ishirini na tano zilizochapishwa katika Workflow Builder moja. Kila moja ni swichi kwenye endpoint sawa ya /v3/session/ — hakuna viwango vya kuongeza mauzo, hakuna SKU tofauti, hakuna simu za nyongeza.
Angalia beiSoma nyaraka
01 · Onboarding

KYC kamili (know your customer) chini ya sekunde mbili.

ID Verification, Passive Liveness, Face Match, na Device & IP Analysis kwenye kila session. iBeta Presentation Attack Detection (PAD) Level 1 imethibitishwa. Inference ya mwisho-hadi-mwisho chini ya sekunde 2, $0.33 kwa KYC iliyofungwa, 500 za bure kila mwezi.
Soma nyaraka
Ripoti ya kikaoJSON · webhook
  • session_idses_3daf4c64
  • vendor_datauser-42891
  • countryESP
  • document_typeIdentity Card
  • full_nameCarmen Espanola
  • date_of_birth1980-01-01
  • expiration_date2031-06-02
02 · Tengeneza

Workflow moja. Kila module. Invoice moja.

Modules ishirini na tano zilizochapishwa katika Workflow Builder moja. Washa ID Verification, Liveness, Face Match, AML, Proof of Address, Biometric Authentication — na nyongeza za kisekta ambazo mamlaka yako inahitaji — bila kazi ya uhandisi.
Vinjari modules
Muundo wa modulimtiririko mmoja wa kazi
  • Uthibitishaji wa Kitambulisho$0.15
  • Uhai Tulivu$0.10
  • Ulinganifu wa Uso 1:1$0.05
  • Uchunguzi wa AML$0.20
  • Uchambuzi wa Kifaa na IP$0.03
  • Uthibitisho wa Anwani$0.20
03 · AML

Orodha 1,300+ za vikwazo, PEP, na adverse-media.

AML Screening kwa $0.20 kwa kila ukaguzi, ufuatiliaji unaoendelea kwa $0.07 kwa kila mtumiaji kwa mwaka. Usasishaji wa delta kila siku katika lugha 14. Workflow ya Suspicious Activity Report (SAR) na Case Management zimejengwa ndani. 6AMLD, Bank Secrecy Act, na FFIEC-aligned out of the box.
Ufikiaji wa AML
Ufikiaji wa AMLOrodha 1,300+
  • Raia Maalum Walioteuliwa wa OFAC0Safi
  • Vikwazo Vilivyounganishwa vya EU0Safi
  • Baraza la Usalama la UN0Safi
  • HMT (Hazina ya Uingereza)0Safi
  • Watu Waliofichuliwa Kisiasa (PEP)1Pigo
  • Vyombo vya habari hasi · Dirisha la siku 300Safi
04 · Sera ya hatari

Amua. Kagua. Idhinisha. Kwa hatari. Kwa maombi.

Kila kategoria ya hatari — mtumiaji anayerudiwa, hit ya AML, hatari kubwa ya device-intelligence, liveness ya hati chini, kutolingana kwa geolocation — inaunganishwa na hatua inayoweza kusanidiwa. Rekebisha sera kwa kila maombi, kwa kila nchi, kwa kila aina ya hati, bila ku-redeploy.
Sera ya hatarikwa kila programu
  • POSSIBLE_DUPLICATED_USERReview
  • AML_HIT_SANCTIONSDecline
  • AML_HIT_PEPReview
  • DEVICE_INTEL_HIGH_RISKReview
  • DOCUMENT_LIVENESS_LOWDecline
  • IP_GEOLOCATION_MISMATCHApprove
05 · Fuatilia

Gundua udanganyifu baada ya mtumiaji kuingizwa.

Real-time Transaction Monitoring na rule bundles 11 zilizopandwa — velocity, structuring, mule patterns, Financial Action Task Force (FATF) Travel Rule. AWAITING_USER auto-remediation huwezesha hatua ya re-KYC kwa uhamisho wa hatari kubwa bila kazi ya uhandisi.
Ufuatiliaji wa miamala
Injini ya KanuniVifurushi 11 vilivyopandwa
  • Velocity · 5 txns / 60smoja kwa moja
  • Structuring detectionmoja kwa moja
  • Mule patternsmoja kwa moja
  • FATF Travel Rulemoja kwa moja
  • AWAITING_USER auto-remediationmoja kwa moja
  • Geolocation mismatchmoja kwa moja
06 · Mzunguko wa Maisha

Thibitisha. Hakiki. Fuatilia. Mkataba mmoja.

Kila mteja anayefuata kanuni hupitia hatua zote tatu. API moja, mratibu mmoja, ankara moja — kuanzia uthibitishaji upya wa watumiaji wanaorudi, kupitia KYC + Know Your Business (KYB) wakati wa kujiunga, hadi Ufuatiliaji endelevu wa Miamala na Uchunguzi wa Wallet kwa $0.15 kwa kila ukaguzi.
Mzunguko kamili wa maisha
Mzunguko kamili wa maishamkataba mmoja
Thibitisha
Uthibitishaji wa KibayometrikiUtafutaji wa Uso 1:NUchambuzi wa Kifaa na IP
Thibitisha
Uthibitishaji wa KitambulishoUhaiUchunguzi wa AMLKYB
Fuatilia
Ufuatiliaji wa MiamalaAML InayoendeleaUchunguzi wa Wallet
Unganisha

Endpoints mbili. JSON sawa. Bei sawa.

Simu moja inaanza mtiririko wa uthibitishaji. Webhook inaufunga. Umbo sawa iwe unatumia UI iliyopangishwa au unaita endpoint inayojitegemea.
POST /v3/session/Hosted UI
$ curl -X POST https://verification.didit.me/v3/session/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "workflow_id": "wf_3daf4c64",
    "vendor_data": "user_42"
  }'
201Imeundwa{ "session_url": "https://verify.didit.me/?session_token=..." }
Tunakaribisha UI ya kunasa. Unaelekeza upya kwa session_url.Soma nyaraka za ujumuishaji →
POST /v3/workflows/Kifurushi cha Kwa neobanks, malipo, na wakopeshaji
$ curl -X POST https://verification.didit.me/v3/workflows/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -d '{
    "workflow_id": "wf_industry_starter",
    "features": ["ID_VERIFICATION", "LIVENESS", "FACE_MATCH", "IP_ANALYSIS"]
  }'
201Imeundwa{ "workflow_id": "wf_3daf4c64" }
Kifurushi kamili cha KYC. $0.33 kwa kila session. 500 za bure kila mwezi.Soma nyaraka za ujumuishaji →
Ujumuishaji tayari kwa agent

Peleka onboarding ya kwa neobanks, malipo, na wakopeshaji kwa prompt moja.

Bandika block iliyo hapa chini kwenye Claude Code, Cursor, ChatGPT, au coding agent yoyote kupitia server yetu ya MCP. Agent ataisoma na kuandika integration.
didit-integration-prompt.md
# Didit industry onboarding — integrate in 5 minutes

You are integrating Didit's identity + fraud stack into <my_stack>. Follow
these steps exactly. Every URL, header, and enum value below is canonical —
do not paraphrase or "improve" them.

## 1. Provision an account
- Sign up: https://business.didit.me (no credit card required).
- Or provision programmatically: POST https://apx.didit.me/auth/v2/programmatic/register/
  (returns an API key bound to the workspace + application).

## 2. Compose a workflow for your vertical
Create a workflow with the modules your vertical needs:
  POST https://verification.didit.me/v3/workflows/
  Header:  x-api-key: <your-api-key>
  Body:    workflow_label, features array — UPPERCASE enum values

Recommended starter bundle (full KYC):
  [
    { "feature": "ID_VERIFICATION" },
    { "feature": "LIVENESS" },
    { "feature": "FACE_MATCH" },
    { "feature": "IP_ANALYSIS" }
  ]

Add per-vertical modules from this list:
  AML_SCREENING, PROOF_OF_ADDRESS, NFC, AGE_ESTIMATION, BIOMETRIC_AUTH,
  PHONE_VERIFICATION, EMAIL_VERIFICATION, QUESTIONNAIRE, DATABASE_VALIDATION.

## 3. Create a verification session
POST https://verification.didit.me/v3/session/
Headers:
  x-api-key: <your-api-key>
  Content-Type: application/json
Body:
  {
    "workflow_id": "<wf_id_from_step_2>",
    "vendor_data": "<your_internal_user_id>",
    "callback":    "<your_webhook_url>"
  }
Response:
  {
    "session_id":  "ses_...",
    "session_url": "https://verify.didit.me/?session_token=...",
    "status":      "Not Started"
  }

Redirect the user to session_url. The hosted UI handles capture, lighting,
mobile handoff, and accessibility for you.

## 4. Webhooks
- Register a destination once via
  POST https://verification.didit.me/v3/webhook/destinations/
  Body: url, subscribed_events: ["session.verified", "session.review_started",
                                  "session.declined", "kyc_expired"]
- Response includes secret_shared_key — store it.
- Every webhook delivery carries an X-Signature-V2 header you MUST verify
  before trusting the payload. Algorithm:
    1. sortKeys(payload) recursively
    2. shortenFloats (truncate trailing zeros after the decimal point)
    3. JSON.stringify the result
    4. HMAC-SHA256 with the secret_shared_key
    5. Hex-encode, compare to the X-Signature-V2 header.

## 5. Read the report
The session payload returns one object per feature. Common fields:
  - status: "Approved" | "Declined" | "In Review" | "Expired" | "Not Finished"
  - id_verification.document_type, document_number, expiration_date
  - liveness.score (0-100), liveness.passed (boolean)
  - face_match.confidence (0-100), face_match.passed
  - aml.hits: array (sanctions / PEP / adverse-media matches)
  - ip_analysis.country, ip_analysis.risk_level
  - warnings: array of risk codes — each surfaces in the console's risk policy

## 6. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Feature enum is UPPERCASE (e.g. ID_VERIFICATION, LIVENESS, FACE_MATCH, AML_SCREENING).
- Auth header is x-api-key (lowercase, hyphenated).
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Always verify webhook signatures before trusting payload data.
- Status casing matches exactly: "Approved", "Declined", "In Review",
  "Expired", "Not Finished" (title-cased, space-separated).

## 7. Pricing reference (public)
- Full KYC bundle (ID + Liveness + Face Match + IP): $0.33 per session
- AML Screening: $0.20 per check, ongoing $0.07 / user / year
- Wallet Screening: $0.15 per screen — or bring your own provider
- 500 free verifications every month, forever, on every account.

## 8. Verify your integration
- Sandbox starts on signup at https://business.didit.me — no separate flag.
- Switch to live: flip the application's environment toggle in console.

When in doubt: https://docs.didit.me
Unahitaji maelezo zaidi? Tazama nyaraka kamili za moduli.docs.didit.me →
Inatii kwa muundo

Fungua nchi mpya kwa kubofya mara moja. Tunafanya kazi ngumu.

Tunafungua kampuni tanzu za ndani, tunapata leseni, tunafanya majaribio ya kupenya, tunapata vyeti, na tunalingana na kila kanuni mpya. Ili kusafirisha uthibitishaji katika nchi mpya, geuza swichi. Nchi 220+ ziko hewani, zinakaguliwa na kupimwa kila robo mwaka — mtoa huduma pekee wa utambulisho ambaye serikali ya nchi mwanachama wa EU imemwita rasmi kuwa salama zaidi kuliko uthibitishaji wa ana kwa ana.
Soma faili ya usalama na utiifu
EU financial sandbox
Tesoro · SEPBLAC · BdE
ISO/IEC 27001
Usalama wa habari · 2026
SOC 2 · Type I
AICPA · 2026
iBeta Level 1 PAD
NIST / NIAP · 2026
GDPR
EU 2016/679
DORA
EU 2022/2554
MiCA
EU 2023/1114
AMLD6 · eIDAS 2.0
EU-aligned kwa muundo

Kwa namba.

Uthibitisho
  • $0.00
    Kwa kifurushi kamili cha KYC (know your customer).
  • <0s
    Inference ya mwisho-hadi-mwisho kwa kila session.
  • 0+
    Nchi na maeneo yanayoungwa mkono.
  • 0
    Uthibitishaji wa bure kila mwezi, milele.
Suluhisho za kawaida kwa tasnia.

Fintech

Neobanks, taasisi za fedha za kielektroniki (EMIs), wakopeshaji, madalali, utumaji fedha, BaaS — popote ambapo fedha za rejareja zinazodhibitiwa hufanyika.
01 · Uthibitishaji

Sajili. Thibitisha utambulisho. Changanua.

Thibitisha kuwa mtumiaji mpya ni halisi, wa kipekee, na analingana na hati anayowasilisha. Changanua dhidi ya vikwazo 1,300+, PEP (Politically Exposed Persons), na orodha za habari mbaya katika simu moja. Inahitajika na AMLD6. ID Verification, Active Liveness, Face Match, na Device & IP Analysis hugundua utambulisho bandia kabla ya kuingia kwenye leja yoyote. Ongeza Proof of Address kwa makazi, na Database Validation ili kulinganisha rekodi za DMV, kodi, wapiga kura, mahakama, na vikwazo.
Uthibitishaji
$0.58per verified customer
  • Uthibitishaji wa Kitambulisho500 bure / mwezi$0.15
  • Active Liveness$0.15
  • Kulinganisha Nyuso (1:1)500 bure / mwezi$0.05
  • Uchambuzi wa Kifaa na IP500 bure / mwezi$0.03
  • Uchunguzi wa AML$0.20
  • Kugundua Watumiaji RudufuBureBure
  • Watumiaji WaliozuiwaBureBure
  • Uthibitisho wa AnwaniSi Lazima+$0.20
  • Uthibitishaji wa HifadhidataRecommendedVariable
02 · Uthibitishaji

Thibitisha tena katika nyakati nyeti.

Mtumiaji anayerudi anathibitisha tena utambulisho kwa selfie mpya — miundombinu sawa na ya usajili. Anzisha kwenye vitendo vya thamani ya juu, hatari kubwa, au uaminifu mkubwa. Panda ngazi kwenye uhamisho wa thamani ya juu, uwekaji upya wa nywila, na mabadiliko ya wanufaika — selfie ileile iliyotumika wakati wa usajili, hakuna ushirikiano wa ziada.
Uthibitishaji
$0.10per auth
  • Uthibitishaji wa Biometriska$0.10
  • Kugundua Watumiaji RudufuBureBure
  • Watumiaji WaliozuiwaBureBure
  • Uthibitishaji wa SimuSi Lazima+Variable
  • Uthibitishaji wa Barua PepeSi Lazima+$0.03
03 · Ufuatiliaji

Fuatilia watumiaji na miamala kwa muda.

Ukaguzi wa miamala wa wakati halisi unaotegemea sheria na usimamizi wa kesi na mtiririko wa SAR (Suspicious Activity Report). Uchunguzi endelevu wa AML unachunguza tena kila mtumiaji dhidi ya vikwazo vilivyosasishwa, PEP, na orodha za habari mbaya. Fuatilia kila muamala kwa wakati halisi na vifurushi 11 vya sheria vilivyopandikizwa na mtiririko wa SAR (Suspicious Activity Report). Changanua tena kila mteja aliyesajiliwa mfululizo dhidi ya AML.
Ufuatiliaji
$0.02per transaction
  • Ufuatiliaji wa Miamala$0.02
  • Ufuatiliaji Endelevu wa AML$0.07 / yr

Jumla za vichwa vya habari zinaonyesha moduli zinazohitajika tu. Ishara za bure za kuzuia ulaghai hazitozwi gharama za ziada; moduli za hiari na zinazopendekezwa zimewekewa lebo. Punguzo la bei kwa wingi kwenye Enterprise — zungumza na mauzo kwa nukuu maalum.

Ngazi tatu, orodha moja ya bei

Anza bure. Lipa kulingana na matumizi. Panua hadi Enterprise.

Uthibitishaji 500 bila malipo kila mwezi, milele. Lipa kadri unavyotumia kwa uzalishaji. Mikataba maalum, uhifadhi wa data, na SLA (Service Level Agreements) kwenye Enterprise.
Bure

Bure

$0 / mwezi. Hakuna kadi ya mkopo inayohitajika.

  • Kifurushi cha bure cha KYC (Uthibitishaji wa Kitambulisho + Passive Liveness + Face Match + Uchambuzi wa Kifaa & IP) — 500 / mwezi, kila mwezi
  • Watumiaji Waliozuiwa
  • Utambuzi wa Marudio
  • Ishara 200+ za udanganyifu kwenye kila session
  • KYC inayoweza kutumika tena kwenye mtandao wa Didit
  • Jukwaa la Usimamizi wa Kesi
  • Workflow Builder
  • Nyaraka za umma, sandbox, SDKs, server ya MCP (Model Context Protocol)
  • Usaidizi wa jamii
Anza bure
Maarufu zaidi
Lipa kulingana na matumizi

Kulingana na Matumizi

Lipa tu kwa unachotumia. Moduli 25+. Bei za umma kwa kila moduli, hakuna ada ya chini ya kila mwezi.

  • KYC kamili kwa $0.33 (Kitambulisho + Biometric + IP / Kifaa)
  • Data za AML 10,000+ — vikwazo, PEPs, habari hasi
  • Vyanzo vya data vya serikali 1,000+ kwa Uthibitishaji wa Database
  • Ufuatiliaji wa Miamala kwa $0.02 kwa kila muamala
  • KYB ya moja kwa moja kwa $2.00 kwa kila biashara
  • Uchunguzi wa Wallet kwa $0.15 kwa kila ukaguzi
  • Mtiririko wa uthibitishaji wa Whitelabel — brand yako, miundombinu yetu
Tazama orodha kamili ya beiAnza bure
Biashara Kubwa

Biashara Kubwa

MSA & SLA maalum. Kwa idadi kubwa na programu zilizodhibitiwa.

  • Mikataba ya kila mwaka
  • MSA, DPA, na SLA maalum
  • Kituo maalum cha Slack na WhatsApp
  • Wakaguzi wa mikono wanapohitajika
  • Masharti ya muuzaji na white-label
  • Vipengele vya kipekee na ushirikiano wa washirika
  • CSM aliyetajwa, ukaguzi wa usalama, usaidizi wa kufuata
Wasiliana nasi

Anza bure → lipa tu wakati ukaguzi unafanyika → fungua Enterprise kwa mkataba maalum, SLA, au uhifadhi wa data.

Maswali Yanayoulizwa Mara kwa Mara

Maswali ya kawaida

Husika

Kurasa zinazohusiana

Miundombinu ya utambulisho na udanganyifu.

API moja kwa KYC, KYB, Ufuatiliaji wa Miamala, na Uchunguzi wa Wallet. Unganisha ndani ya dakika 5.

Anza bila malipoZungumza nasi
Uliza AI ifupishe ukurasa huu