Ruka hadi maudhui makuu
Didit Yakusanya $2M na Kujiunga na Y Combinator (W26)
Didit
Ufuatiliaji wa Miamala

Sheria za udanganyifu za wakati halisi.
Fiat. Crypto. Injini moja.

Kadiria kila muamala kwa wakati halisi dhidi ya sheria 150+ zilizowekwa mapema — vikwazo, uundaji, kasi, mamlaka yenye hatari kubwa, hatari ya pochi ya crypto. Foleni ya kesi na mtiririko wa kazi wa SAR (ripoti ya shughuli za kutiliwa shaka) umejumuishwa. $0.02 kwa kila muamala, 500 bila malipo/mwezi.

Anza bila malipoSoma nyaraka
Inaungwa mkono na
Y Combinator
GBTC Finance
Bondex
Crnogorski Telekom
UCSF Neuroscape
Shiply
Adelantos

Inaaminika na mashirika 2,000+ duniani kote.

Vifurushi 11 vilivyopandwa

Injini ya sheria ya wakati halisi.
Fiat + crypto.

Kasi, uundaji, mshirika aliyewekewa vikwazo, mamlaka yenye hatari kubwa. Foleni ya kesi, mtiririko wa kazi tayari kwa SAR, Sheria ya Kusafiri. Sitisha kiotomatiki na uthibitishe upya mtumiaji wakati sheria laini inapoanza.

Jinsi inavyofanya kazi

Kutoka kujisajili hadi mtumiaji aliyethibitishwa kwa hatua nne.

  1. Hatua 01

    Unda mtiririko wa kazi

    Chagua ukaguzi unaotaka — kitambulisho, uhai, kulinganisha uso, vikwazo, anwani, umri, simu, barua pepe, maswali maalum. Ziburute kwenye mtiririko kwenye dashibodi, au chapisha mtiririko huo huo kwenye API yetu. Tawi kwenye masharti, endesha majaribio ya A/B, hakuna msimbo unaohitajika.

  2. Hatua 02

    Unganisha

    Pachika kiasili na SDK yetu ya Wavuti, iOS, Android, React Native, au Flutter. Elekeza upya kwenye ukurasa uliopangishwa. Au tuma tu mtumiaji wako kiungo — kwa barua pepe, SMS, WhatsApp, popote. Chagua kinachofaa mrundikano wako.

  3. Hatua 03

    Mtumiaji anapitia mtiririko

    Didit huandaa kamera, vidokezo vya mwanga, uhamishaji wa simu, na ufikiaji. Wakati mtumiaji yuko kwenye mtiririko, tunakadiria ishara 200+ za udanganyifu kwa wakati halisi na kuthibitisha kila sehemu dhidi ya vyanzo vya data vyenye mamlaka. Matokeo chini ya sekunde mbili.

  4. Hatua 04

    Unapokea matokeo

    Webhooks zilizotiwa saini kwa wakati halisi huweka hifadhidata yako ikiwa sawa mara tu mtumiaji anapoidhinishwa, kukataliwa, au kutumwa kwa ukaguzi. Piga API inapohitajika. Au fungua koni ili kukagua kila kipindi, kila ishara, na kudhibiti kesi kwa njia yako.

Imejengwa kwa ajili ya kufuata · Imejengwa kwa watengenezaji · Wazi kwa muundo

Uwezo sita. Laini moja ya bidhaa. Ufuatiliaji wa Miamala.

Kila uwezo ni sehemu ya moduli moja — sehemu moja ya mwisho, umbo moja la JSON, bei moja. Badilisha vifurushi kwa kila programu, rekebisha kizingiti chochote bila kupoteza mpangilio uliowekwa mapema, au unda sheria maalum na waendeshaji sawa.
Soma nyarakaPata ufunguo wa API
01 · Injini ya wakati halisi

Uamuzi wa chini ya sekunde kwa kila muamala.

Tuma muamala, pata uamuzi katika jibu — kwa kawaida 150–350 ms kwa uhamisho wa fiat dhidi ya sheria kumi na mbili zinazotumika. Hali nne (imeidhinishwa, inakaguliwa, imekataliwa, inasubiri mtumiaji) pamoja na alama ya jumla na sheria zilizolingana. Hakuna upigaji kura.
UamuziPOST /v3/transactions/ · 238 ms
txn_finance0001EUR 1,200 · INAYOTOKA
Kanuni · 12 zinazotumikaalama 42
APPROVED
IN_REVIEW
DECLINED
AWAITING_USER
02 · Vifurushi 11 vilivyopandwa

Sheria 150+ zilizowekwa tayari. Tayari kwa uzalishaji siku ya kwanza.

Vifurushi kumi na moja vilivyoundwa kiotomatiki kwenye kila programu — fedha, AML + CTF (ufadhili wa kupambana na ugaidi), FATF (Kikosi Kazi cha Hatua za Kifedha), ufuatiliaji wa crypto, Sheria ya Kusafiri, akili ya kifaa, kuzuia udanganyifu, kugundua kasoro, michezo ya kubahatisha inayowajibika, biashara ya mtandaoni, BNPL (nunua sasa lipa baadaye). Rekebisha vizingiti au zima, mipangilio iliyowekwa mapema inabaki sawa kwa msingi wa mdhibiti.
Vifurushi vya sheriaMipangilio ya awali 150+
  • finance28 rules
  • aml_ctf6 rules
  • crypto_monitoring15 rules
  • travel_rule51 rules
  • device_intelligence11 rules
  • responsible_gaming11 rules
+ 5 zaidi: fatf, udanganyifu, e_commerce, check_fraud, bnpl
03 · Madirisha ya kasi

Ukusanyaji ambao ukaguzi wa muamala mmoja hukosa.

Sheria za kasi hujumlisha historia kwa madirisha kutoka saa moja hadi siku 30. Vipimo vitatu — hesabu, jumla, au hesabu tofauti — vilivyowekwa kwa kila somo, mshirika, kifaa, au mwelekeo. Imewekwa faharisi mapema, kwa hivyo saizi ya dirisha haiongezi muda wa kusubiri.
Sheria ya kasidirisha: 7d
count
ndani >= 20
sum
nje >= $50,000
distinct
washirika >= 6
imepimwa kwa kila mhusika · kwa kila kifaa · kwa kila mshirika
04 · Kesi + SAR

Kila arifa huangukia kwenye foleni moja. Tayari kwa SAR.

Kila muamala unaokaguliwa au uliokataliwa huzalisha arifa katika Usimamizi wa Kesi na sheria zilizolingana, mchango wa alama, na miamala iliyounganishwa. Wachambuzi hupanga kupitia mashine ya hali, kisha huzalisha PDF ya SAR (ripoti ya shughuli za kutiliwa shaka) iliyo tayari kuwasilishwa pamoja na metadata iliyopangwa kwa kitengo chako cha ujasusi wa kifedha.
Tahadhari · case_8f3amekabidhiwa: m.lopez
  1. OPENkanuni: rapid-in-and-out
  2. INVESTIGATINGushahidi umeambatanishwa · miamala 3
  3. PENDING_SARmkaguzi: m.lopez
  4. SAR_FILEDrejea ya FinCEN inasubiri
Tengeneza SAR → sar_8f3.pdf + structured_metadata.json
05 · Urekebishaji wa kiotomatiki

Njia rahisi haichukui muda wowote wa mchambuzi.

Sheria laini inapowashwa — fikiria harakati za haraka za kuingia na kutoka kwenye akaunti safi — tunazuia muamala na kumtumia mtumiaji barua pepe yenye kiungo cha uthibitishaji upya kwa kugusa mara moja. Akifaulu, muamala unakubaliwa; akishindwa au kuacha, unakataliwa. Hakuna mchambuzi anayefungua kesi.
Urekebishaji wa Kiotomatikimuda wa mchambuzi: 0s
Safari za Kanuni
rapid-in-and-out · alama +60 · AWAITING_USER
KYC ya Urekebishaji imetumwa
kiungo cha kugusa mara moja · selfie + uhai · simu ya mtumiaji
Mtumiaji anapita
muamala unajirekebisha kiotomatiki → IMEIDHINISHWA
06 · Fiat + crypto

Injini moja kwa nusu zote mbili za uhamisho.

Weka uhamisho kama fiat au crypto kwenye sehemu moja ya mwisho. Uhamisho wa Crypto huendeshwa kiotomatiki kwenye uchunguzi wa pochi ya mnyororo kwa $0.15 kwa kila ukaguzi (au leta mtoa huduma wako wa uchunguzi) — ukiboresha majibu kwa alama ya hatari, uchanganuzi wa chanzo cha fedha, na grafu ya mtandao. Sheria 12 za Usafiri za kikanda hutoka nje ya boksi.
Injini Mojafiat + crypto
fiat · EUR
kasi 7d
utambuzi wa muundo
PEP · vikwazo
alama ya kidole ya kifaa
crypto · BTC
kasi 7d
mchanganyiko / mfiduo wa darknet
hatari ya pochi ya mnyororo
Kanuni ya Kusafiri · FATF R.16
Unganisha

Sehemu moja ya mwisho ya kumeza. Webhook moja ya kutenda.

Tuma miamala kwenye sehemu ya mwisho ya kumeza kwa uchunguzi wa wakati halisi, na ujiandikishe kwa matukio kwenye webhook ili programu yako itendee kazi wakati mchambuzi anapotatua kesi au urekebishaji wa kiotomatiki unakamilika. Sheria zenyewe zimerekebishwa katika Dashibodi ya Biashara kwa muundo.
POST /v3/transactions/Seva kwa seva
$ curl -X POST https://verification.didit.me/v3/transactions/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "txn_id": "finance0001",
    "direction": "OUTBOUND",
    "amount": "1200.00",
    "currency": "EUR"
  }'
201Imeundwa{ "status": "IN_REVIEW", "score": 62 }
Uamuzi umerejeshwa sawia na rule_runs zilizolingana.nyaraka →
POST /v3/webhook/destinations/Matukio ya async
$ curl -X POST https://verification.didit.me/v3/webhook/destinations/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -d '{
    "url": "https://api.you.com/hook",
    "subscribed_events": [
      "transaction.status.changed",
      "transaction.alert.generated"
    ]
  }'
201Imeundwa{ "secret_shared_key": "whsec_..." }
Thibitisha kichwa cha X-Signature-V2 kabla ya kuamini malipo yoyote.nyaraka →
Ujumuishaji tayari kwa wakala

Leta Ufuatiliaji wa Miamala kwa haraka.

Bandika kizuizi hapa chini kwenye Claude Code, Cursor, Codex, Devin, Aider, au Replit Agent. Jaza safu yako. Wakala huandaa Didit, huunganisha sehemu ya mwisho ya kumeza miamala, hujiandikisha kwa webhooks za azimio, na kusafirisha.
didit-integration-prompt.md
# Didit Transaction Monitoring — integrate in 5 minutes

You are integrating Didit's Transaction Monitoring into the my_stack codebase.
Follow these steps exactly. Every URL, header, and enum value below is
canonical — do not paraphrase or "improve" them.

## 1. Provision an account
- Sign up: https://business.didit.me (no credit card required).
- Enable Transaction Monitoring on an application from
  Console -> Applications -> [app] -> Transactions.
- The moment you enable it, the 150+ preset rule library is auto-created on
  the application. You can tune thresholds in the console — there is no
  public rule-CRUD API by design (compliance teams own rule config).

## 2. Submit transactions
Every transaction is screened in real time. One POST, one verdict.

POST https://verification.didit.me/v3/transactions/
Headers:
  x-api-key: YOUR_API_KEY
  Content-Type: application/json

Body (minimum viable shape — see docs for full schema):
{
  "txn_id": "finance0001",
  "transaction_category": "finance",
  "transaction_details": {
    "direction": "OUTBOUND",
    "amount": "1200.00",
    "currency": "EUR",
    "currency_kind": "fiat"
  },
  "subject": {
    "role": "applicant",
    "entity_type": "individual",
    "vendor_data": "user-123"
  },
  "counterparty": {
    "role": "counterparty",
    "entity_type": "individual",
    "full_name": "Jane Doe",
    "country_code": "DE"
  }
}

Response (synchronous): JSON with the computed risk score, the matched
rules, and the verdict status (see step 3).

## 3. Read the verdict
Every transaction lands on one of four statuses (UPPERCASE, strict enum):
- APPROVED       — below all thresholds
- IN_REVIEW      — score >= review threshold (default 60) OR a rule
                   set change_status to IN_REVIEW
- DECLINED       — score >= decline threshold (default 85) OR a rule
                   set change_status to DECLINED, OR an entity matched
                   a blocklist (blocklist always wins, evaluated first)
- AWAITING_USER  — a rule fired with change_status AWAITING_USER; Didit
                   created a remediation Know Your Customer (KYC) session automatically and
                   the verification_url is included in the response

The response also includes:
- score (number)              — cumulative risk score
- rule_runs[]                 — every rule evaluated, with match/no-match
- screening_results           — Anti-Money Laundering (AML), wallet, and IP enrichment outcomes
- decision_reason             — short string when DECLINED
- remediation_session_url     — only when status is AWAITING_USER

## 4. Crypto + Travel Rule
For crypto transfers, set currency_kind to "crypto" and put the wallet
addresses in payment_method.account_id. Didit screens on-chain wallet
risk automatically — no extra API call.

For VASP transfers requiring FATF R.16 (Travel Rule), set
transaction_category to "travel_rule" and include travel_rule_details
with status, protocol (TRISA / TRP / OpenVASP), originator_data, and
beneficiary_data. 12 regional regimes ship with their own rule sets
(EU, UK, Singapore, Hong Kong, Japan, etc.).

## 5. Webhooks
Register one webhook destination once (you can reuse the same destination
for KYC, AML, and Transaction Monitoring events):
POST https://verification.didit.me/v3/webhook/destinations/
Body: url, subscribed_events: [
  "transaction.created",
  "transaction.updated",
  "transaction.status.changed",
  "transaction.alert.generated"
]

Every webhook delivery carries an X-Signature-V2 header you MUST verify
before trusting the payload.  HMAC-SHA256 verification MUST run against the raw body bytes (the raw payload as Didit sent it) BEFORE any JSON parsing — re-serialising the parsed body changes whitespace and key order, which invalidates the signature.Algorithm:
  1. sortKeys(payload) recursively
  2. shortenFloats (truncate trailing zeros after the decimal point)
  3. JSON.stringify the result
  4. HMAC-SHA256 with secret_shared_key
  5. Hex-encode, compare to X-Signature-V2.

## 6. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Auth header is x-api-key (lowercase, hyphenated).
- Status enums are UPPERCASE: APPROVED, IN_REVIEW, DECLINED, AWAITING_USER.
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Always verify webhook signatures before trusting payload data.
- Do NOT create rules via API — rules are configured in the Business
  Console only. This is a design choice: compliance teams own rule config.

## 7. Pricing reference (public)
- Transaction Monitoring: $0.02 per transaction monitored.
- AML screening fired by a Transaction Monitoring rule: billed at
  $0.20 per AML check (separate line item).
- Wallet Screening (KYT) fired by a crypto rule: $0.15 per screening —
  or bring your own screening provider and run it inside Didit.
- 500 free verifications every month, forever, on every account.
- No minimums, no contracts, no overage surprises.

## 8. Verify your integration
- Send a sandbox transaction with amount 9500 EUR — this trips the
  single-transaction-just-below-threshold preset (+25 score) so you can
  confirm the response carries rule_runs and a non-zero score.
- Trip a structuring pattern by submitting 20 sandbox transfers under
  10,000 EUR for the same vendor_data within 30 days — the
  structuring-outbound preset returns IN_REVIEW.
- Check the Business Console -> Transactions -> Cases tab to confirm an
  alert was generated for every IN_REVIEW.

When in doubt: https://docs.didit.me/transaction-monitoring/overview
Unahitaji maelezo zaidi? Tazama nyaraka kamili za moduli.docs.didit.me →
Inatii kwa muundo

Fungua nchi mpya kwa kubofya mara moja. Tunafanya kazi ngumu.

Tunafungua kampuni tanzu za ndani, tunapata leseni, tunafanya majaribio ya kupenya, tunapata vyeti, na tunalingana na kila kanuni mpya. Ili kusafirisha uthibitishaji katika nchi mpya, geuza swichi. Nchi 220+ zinafanya kazi, zinakaguliwa na kujaribiwa kila robo mwaka — mtoa huduma pekee wa utambulisho ambaye serikali ya nchi mwanachama wa EU imemwita rasmi kuwa salama zaidi kuliko uthibitishaji wa ana kwa ana.
Soma jalada la usalama na utiifu
Sanduku la majaribio la kifedha la EU
Tesoro · SEPBLAC · BdE
ISO/IEC 27001
Usalama wa habari · 2026
SOC 2 · Type I
AICPA · 2026
iBeta Level 1 PAD
NIST / NIAP · 2026
GDPR
EU 2016/679
DORA
EU 2022/2554
MiCA
EU 2023/1114
AMLD6 · eIDAS 2.0
Inalingana na EU kwa muundo

Thibitisha nambari

Thibitisha nambari
  • 0+
    Sheria zilizowekwa awali huundwa kiotomatiki kwenye kila programu.
  • 0
    Vifurushi vilivyopandwa katika fedha, AML, crypto, FATF, udanganyifu, michezo ya kubahatisha.
  • <0ms
    Muda wa wastani wa uamuzi wa mwisho hadi mwisho kwa kila muamala.
  • $0.00
    Kwa kila muamala. 500 bila malipo kila mwezi, milele.
Ngazi tatu, orodha moja ya bei

Anza bure. Lipa kwa matumizi. Panua hadi Biashara.

Uthibitishaji 500 bila malipo kila mwezi, milele. Lipa kadri unavyotumia kwa uzalishaji. Mikataba maalum, makazi ya data, na SLA (Mikataba ya Kiwango cha Huduma) kwenye Biashara.
Bure

Bure

$0 / mwezi. Hakuna kadi ya mkopo inayohitajika.

  • Kifurushi cha KYC cha bure (Uthibitishaji wa Kitambulisho + Uhai Usio na Kazi + Kulinganisha Uso + Uchambuzi wa Kifaa na IP) — 500 / mwezi, kila mwezi
  • Watumiaji Waliozuiliwa
  • Kugundua Marudio
  • Ishara 200+ za udanganyifu kwenye kila kipindi
  • KYC inayoweza kutumika tena kwenye mtandao wa Didit
  • Jukwaa la Usimamizi wa Kesi
  • Mjenzi wa Mtiririko wa Kazi
  • Hati za umma, sandbox, SDKs, seva ya MCP (Model Context Protocol)
  • Usaidizi wa jamii
Anza bure
Maarufu zaidi
Lipa kwa matumizi

Kulingana na Matumizi

Lipa tu kwa kile unachotumia. Moduli 25+. Bei ya umma kwa kila moduli, hakuna ada ya chini ya kila mwezi.

  • KYC kamili kwa $0.33 (Kitambulisho + Biometriska + IP / Kifaa)
  • Hifadhidata 10,000+ za AML — vikwazo, PEPs, vyombo vya habari hasi
  • Vyanzo 1,000+ vya data ya serikali kwa Uthibitishaji wa Hifadhidata
  • Ufuatiliaji wa Miamala kwa $0.02 kwa kila muamala
  • KYB ya Moja kwa Moja kwa $2.00 kwa kila biashara
  • Uchunguzi wa Wallet kwa $0.15 kwa kila ukaguzi
  • Mtiririko wa uthibitishaji wa Whitelabel — chapa yako, miundombinu yetu
Angalia orodha kamili ya beiAnza bila malipo
Biashara

Biashara

MSA & SLA maalum. Kwa idadi kubwa na programu zilizodhibitiwa.

  • Mikataba ya kila mwaka
  • MSA, DPA, na SLA maalum
  • Kituo maalum cha Slack na WhatsApp
  • Wakaguzi wa mikono kwa mahitaji
  • Masharti ya muuzaji na white-label
  • Vipengele vya kipekee na ushirikiano wa washirika
  • CSM aliyetajwa, ukaguzi wa usalama, usaidizi wa kufuata
Zungumza nasi

Anza bure → lipa tu wakati ukaguzi unafanyika → fungua Biashara kwa mkataba maalum, SLA, au makazi ya data.

FAQ

Maswali ya kawaida

Inayohusiana

Moduli zinazohusiana

Miundombinu ya utambulisho na udanganyifu.

API moja kwa KYC, KYB, Ufuatiliaji wa Miamala, na Uchunguzi wa Wallet. Unganisha kwa dakika 5.

Anza bila malipoZungumza nasi
Uliza AI ifupishe ukurasa huu