Latest from the Didit blog.
Loan Fraud with Stolen and Synthetic Identities: How It Works and How to Stop It
Fraudsters apply for loans using stolen IDs and synthetic identities — real SSNs stitched to fake profiles — and lenders often don't notice until the bust-out. Here's the full lifecycle and how to stop it at the application stage.
How to Identify Suspicious Financial Activity: Key Red Flags
A practical guide to AML red flags — from structuring and velocity spikes to mismatched profiles and geographic risk — and how to build a detection layer that files SARs before the damage is done.
The UBO Ownership Threshold Rule: 25%, 50%, and How to Trace Indirect Control
Most jurisdictions require identifying any person who owns or controls 25% or more of a company. But the real compliance risk is indirect ownership — layered holding structures designed to keep the true beneficial owner below that
What an Email Address Reveals About a User
An email address carries far more than a delivery inbox — domain age, provider type, breach history, and deliverability are all fraud signals. Here's how fraud teams use email intelligence as a low-friction first filter before ful
Which Online Payment Methods Carry the Highest Fraud Risk?
A comparison of fraud risk across card payments, ACH/bank transfers, instant payments, digital wallets, BNPL, and crypto — covering dominant fraud vectors and how Transaction Monitoring and Wallet Screening help.
How Fraudsters Open Bank Accounts — and How to Stop Them
Stolen IDs, synthetic identities, deepfake liveness attacks, money-mule recruitment, device obfuscation — here's the exact playbook fraudsters use to open bank accounts, and the controls that stop each step.