Didit Open Marketplace Integration: Expanding Data Sources

Didit's open marketplace integration provides a flexible and capable way to enhance identity and fraud checks by connecting to over 1,000 external data sources and specialized modules, allowing businesses to tailor their verification processes to specific needs.

The Power of an Open Marketplace for Identity and Fraud

In today's complex digital landscape, relying on a single data source for identity verification and fraud detection is often insufficient. Businesses face evolving fraud tactics and diverse regulatory requirements across different jurisdictions. This necessitates a dynamic approach to data sourcing, which is precisely where Didit's open marketplace shines.

Didit's infrastructure for identity and fraud is built on an open marketplace model, meaning you aren't locked into a predefined set of checks. Instead, you can select from a vast ecosystem of modules provided by third-party data providers. This flexibility is crucial for several reasons:

• Comprehensive Coverage: Access specialized data for niche markets, specific fraud vectors, or unique regulatory compliance needs.
• Optimized Performance: Choose modules known for their accuracy and speed in particular regions or for specific types of verification.
• Cost Efficiency: Only pay for the data sources you actually use, avoiding bundled services that include unnecessary checks.
• Future-Proofing: Easily adapt to new regulations or emerging fraud trends by swapping or adding new modules without a complete system overhaul.

How Didit Open Marketplace Integration Works

Integrating with Didit's open marketplace is designed to be straightforward, typically taking only minutes. The core concept revolves around a single API endpoint that orchestrates calls to various modules.

The Unified API

At the heart of Didit's system is a unified API. When you initiate an identity verification (Know Your Customer / KYC) or business verification (Know Your Business / KYB) check, or perform transaction monitoring, Didit's API acts as an intelligent router. Instead of integrating with each data provider individually, you integrate once with Didit.

Selecting and Configuring Modules

Within the Didit platform, users can browse and select from an extensive catalog of modules. These modules represent different data sources, verification techniques, or fraud detection algorithms. For example, you might choose modules for:

• Document Verification: Providers specializing in authenticating government-issued IDs from specific countries.
• Database Checks: Accessing national identity registries, sanction lists (e.g., for politically exposed person / PEP screening), or adverse media databases.
• Biometric Verification: Modules for facial recognition, liveness detection, or voice biometrics.
• Proof of Address (PoA): Utilities bill verification, bank statement analysis, or credit bureau data.
• Ultimate Beneficial Owner (UBO) Identification: Specialized services for complex corporate structures.

Each module can be configured with specific parameters, allowing you to fine-tune its behavior. For instance, you might set thresholds for risk scores or specify which document types are acceptable.

Orchestration and Results

Once configured, Didit handles the orchestration. When a verification request comes in, Didit's system intelligently routes the request to the chosen modules, collects their responses, and aggregates the results into a single, comprehensive output. This output typically includes:

• A clear pass/fail decision.
• Detailed data points from each module.
• Risk scores and fraud indicators.
• Audit trails for compliance purposes.

This abstraction means developers don't need to worry about the intricacies of each external provider's API, data formats, or error handling. Didit normalizes all this, presenting a consistent interface.

Practical Applications of Didit Open Marketplace Integration

The flexibility offered by Didit's open marketplace integration translates into numerous practical benefits across various use cases:

• Global Expansion: Easily onboard customers or businesses in new countries by adding region-specific data sources without re-architecting your entire system.
• Enhanced Fraud Detection: Integrate specialized fraud modules that go beyond standard checks, such as those focusing on synthetic identity fraud, account takeover, or device fingerprinting.
• Regulatory Compliance: Ensure adherence to diverse Anti-Money Laundering (AML) regulations by incorporating specific sanction screening lists or transaction monitoring rules required by different jurisdictions. This can help in generating accurate suspicious activity reports (SARs).
• Optimized User Experience: Balance speed and security by selectively applying more stringent checks only when warranted by risk factors, or by using faster, less intrusive checks for low-risk scenarios.
• Business Verification (KYB): For businesses, use modules to verify company registration, extract ultimate beneficial owner (UBO) information, and screen corporate entities against watchlists.
• Wallet Screening / KYT (Know Your Transaction): Integrate with specialized providers for cryptocurrency wallet screening, ensuring compliance and mitigating risks associated with digital asset transactions. You can bring your own screening provider and run it inside Didit, maintaining control over your existing partnerships.

Technical Deep Dive: Didit.Module and the Context Object

For developers, interacting with the open marketplace primarily involves defining the modules array within your verification requests. Each object in this array specifies which module to invoke and any module-specific context.

{
  "type": "identity_verification",
  "data": {
    "first_name": "Jane",
    "last_name": "Doe",
    "date_of_birth": "1990-01-01",
    "document": {
      "type": "passport",
      "country": "ES",
      "front_image": "base64_encoded_image_data"
    }
  },
  "modules": [
    {
      "name": "document_verifier_eu_premium",
      "context": {
        "liveness_check_required": true,
        "nfc_scan_preferred": true
      }
    },
    {
      "name": "pep_sanctions_screening",
      "context": {
        "level": "enhanced"
      }
    }
  ]
}

In this example, we're invoking two modules: document_verifier_eu_premium for document and liveness checks (potentially utilizing near-field communication / NFC for chip reading), and pep_sanctions_screening for politically exposed person (PEP) and sanctions screening. The context object allows you to pass module-specific parameters, giving you granular control over how each check is performed.

The responses from these modules are then aggregated into the overall Didit response, often under a module_results field, making it easy to parse and act upon the individual outcomes.

Key Takeaways

• Didit's open marketplace integration allows businesses to select from over 1,000 data sources and modules for identity and fraud checks.
• It provides unparalleled flexibility and customization for KYC, KYB, and transaction monitoring.
• The unified API simplifies integration, abstracting away the complexity of individual data providers.
• Businesses can optimize for global reach, enhanced fraud detection, and regulatory compliance.
• The modular approach ensures cost efficiency and future-proofing against evolving threats and regulations.

Frequently Asked Questions

What is Didit's open marketplace?

Didit's open marketplace is an ecosystem of third-party data providers and specialized modules that businesses can integrate through a single API to customize their identity verification and fraud detection processes.

How does Didit open marketplace integration benefit my business?

It allows you to access a vast array of specialized data sources to improve accuracy, reduce fraud, meet diverse regulatory requirements, and optimize costs by only utilizing the modules you need.

Is it difficult to integrate new data sources through the marketplace?

No, Didit's design means you integrate once with its API. Adding or swapping modules in the marketplace is typically a configuration change within the Didit platform, without requiring new code deployments.

Can I use my existing data providers with Didit's marketplace?

Yes, in many cases, Didit supports integrating custom or existing data providers, allowing you to leverage your current relationships within the Didit framework, particularly for services like Wallet Screening / KYT.

What kind of modules are available?

The marketplace includes modules for document verification, biometric analysis, database checks (PEP, sanctions), proof of address, business registry verification, fraud scoring, and more.

Didit's open marketplace integration is a cornerstone of its infrastructure for identity and fraud, offering unparalleled flexibility and power. By providing access to over 1,000 data sources and an open marketplace of modules, Didit empowers CTOs, compliance officers, and product managers to build reliable, scalable, and compliant verification workflows. You can integrate Didit in 5 minutes with public pay-per-use pricing, no minimums, and even get 500 free checks every month to start. A full identity verification from $0.30.

Get started with Didit

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• User Verification — see how it works and what it costs.
• Read the documentation — API reference and integration guide.
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