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Didit recapta 7,5M $ per construir la infraestructura per a identitat i frau
Didit
KYC reutilitzable B2B

Comparteix una identitat verificada amb els teus socis.
De servidor a servidor.

Verifica un usuari o una empresa una sola vegada. Comparteix el resultat amb un soci: ells incorporen la mateixa persona a l'instant. Sense segon flux, sense segon selfie. Funciona per a KYC i KYB. Dissenyat per a Banking-as-a-Service, grups multimarca, finances incrustades i marketplaces amb subplataformes.

Amb el suport de
Y CombinatorRobinhood Ventures
Didit B2B Reusable KYC, compartició de KYC de socis de servidor a servidor mitjançant un token de compartició de curta durada.

Creat per a ecosistemes de socis

Verifica una vegada.
Incorpora a tots els socis.

El teu usuari es verifica una vegada a la teva aplicació. El teu soci,el teu patrocinador BaaS, la teva marca germana, el teu marketplace, necessita el mateix registre. Envia'ls un token de compartició d'un sol ús. El bescanvien i obtenen la verificació completa. L'usuari mai veu un segon flux.

Com funciona

De la teva aplicació al teu soci en quatre passos.

  1. Pas 01

    Tria una sessió verificada

    Tria qualsevol verificació finalitzada,aprovada, rebutjada o en revisió, i demana a Didit un token de compartició. El token caduca en una hora per defecte; pots estendre'l des d'un minut fins a un dia sencer.

  2. Pas 02

    Envia el token al teu soci

    Lliura el token al teu soci a través del teu propi backend,un webhook, una cua, una crida REST. El token només funciona per al soci que vas anomenar quan el vas generar. Ningú més el pot bescanviar.

  3. Pas 03

    El teu soci importa el registre

    El teu soci bescanvia el token i tria com incorporar l'usuari,confia en la teva decisió i aprova'l a l'instant, o importa les dades en brut i deixa que el seu equip de compliance prengui la decisió.

  4. Pas 04

    La sessió completa arriba a la seva aplicació

    Didit clona tot el registre,documents, selfie, coincidència facial, AML, dades de registre, UBOs, a l'espai de treball del teu soci. Amb la mateixa estructura que una verificació nova, amb un registre d'auditoria clar fins a l'original.

Creat per a BaaS · finances incrustades · grups multimarca

Una verificació. Cada plataforma de soci.

Genera un token. Envia'l. Importa'l. Tria la velocitat d'incorporació. Sis components que cobreixen totes les formes d'ecosistema de socis,la mateixa crida per a KYC i KYB.
01 · Genera un token de compartició

Genera un token d'un sol ús per al teu soci.

Tria una verificació finalitzada i demana a Didit un token amb abast per a un soci. La vida útil per defecte és d'una hora; pots estendre-la des d'un minut fins a un dia sencer. El token només funciona per al soci que vas anomenar,ningú més el pot bescanviar.
API per Compartir Sessions
02 · Importa la sessió

El teu soci recupera el registre complet.

El teu soci bescanvia el token i Didit clona tota la verificació al seu espai de treball,sessió nova, mateixes dades, registre d'auditoria complet fins a l'original. L'etiqueten amb el seu propi ID d'usuari intern i trien el flux de treball on aterrarà.
API per Importar Sessions Compartides
03 · Confia o revisa de nou

Incorpora a l'instant o torna a verificar el compliment.

Confia en la teva decisió i deixa que el teu soci aprovi l'usuari en el moment que arriba el token. O lliura'ls les dades en brut i deixa que el seu equip de compliance prengui la decisió. Configurable per soci,mateixa crida, dues velocitats d'incorporació.
Guia de KYC Reutilitzable
04 · KYC + KYB · ambdós modes

Comparteix una persona o una empresa sencera.

La mateixa crida funciona per a ambdues formes. Comparteix una persona verificada i el teu soci obté el document, el selfie, la coincidència i tots els resultats d'AML. Comparteix una empresa verificada i obtindran el registre mercantil, tots els beneficiaris finals, cada KYC d'oficial, cada document, cada cribratge.
Verificació d'Empreses (KYB)
05 · Adaptació a l'ecosistema de socis

Creat per a empreses on una verificació serveix per a moltes.

Patrocinadors de Banking-as-a-Service. Grups multimarca,neobanc més bròker, on-ramp més exchange. Finances incrustades a través de bancs socis. Marketplaces amb subplataformes regionals. Revendedors de marca blanca. Xarxes de prestadors. Qualsevol lloc on un usuari,o una empresa, s'incorpora una vegada i serveix a molts.
Orquestrador de Fluxos de Treball
06 · Compliance per disseny

Qualitat d'auditoria per defecte.

Didit només genera tokens per a verificacions finalitzades,no hi ha fluxos a mig capturar que es filtrin entre socis. El mateix token mai es pot importar dues vegades. Ambdues parts signen un acord de compartició de dades GDPR; Didit s'encarrega de la part tècnica.
Seguretat + compliment normatiu
Integra

Dues crides. Una transferència.

Tu generes un token al teu costat. El teu soci l'importa al seu. El mateix contracte per a ambdues parts,funciona per a KYC i KYB.
POST /v3/session/{id}/share/Servei X · Mint
$ curl -X POST https://verification.didit.me/v3/session/$SID/share/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "for_application_id": "partner-app-uuid",
    "ttl_in_seconds": 3600
  }'
201Creat{ "share_token": "eyJhbGciOi…" }
Lliura el token al Servei Y a través d'un canal de backend preestablert.docs →
POST /v3/session/import-shared/Servei Y · Importació
$ curl -X POST https://verification.didit.me/v3/session/import-shared/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "share_token": "eyJhbGciOi…",
    "workflow_id": "wf_partner_kyc",
    "vendor_data": "partner-user-42",
    "trust_review": true
  }'
201Creat{ "status": "Aprovat", "tipus_sessió": "usuari" }
Defineix trust_review: false per enviar la sessió a Revisió.docs →
Integració preparada per a agents

Implementa la compartició de KYC amb socis en un sol prompt.

Enganxa el bloc següent a Claude Code, Cursor, Codex, Devin, Aider o Replit Agent. L'agent connectarà Didit, prepararà ambdues parts del traspàs i ho implementarà.
didit-integration-prompt.md
# Didit B2B Reusable KYC — partner-to-partner KYC sharing

You are integrating Didit's B2B Reusable Know Your Customer (KYC) into <my_stack>. The recipe is server-to-server: one Didit application (Service X) mints a short-lived JSON Web Token (JWT) share token for a finished session; a partner Didit application (Service Y) imports the token and Didit clones the full verified session into Service Y. Works for both KYC and Know Your Business (KYB) sessions.

Built for Banking-as-a-Service (BaaS) sponsor banks, multi-brand financial groups, embedded finance through partner banks, marketplaces with regional or vertical sub-platforms, on-ramp + exchange ecosystems, white-label resellers, and B2B KYB consortia where the same legal entity onboards once and serves many. Every URL, header, and enum value below is canonical — do not paraphrase or "improve" them.

## 1. Provision both applications
- Sign up: https://business.didit.me (no credit card required).
- Or provision programmatically: POST https://apx.didit.me/auth/v2/programmatic/register/
- Create TWO applications in your Didit organisation. One acts as Service X (mints share tokens), the other as Service Y (imports them). In production these will usually live in different organisations — one per partner.
- Each application has its own `x-api-key`. Service X uses its own key to mint; Service Y uses its own key to import.

## 2. Service X — mint a share token

Service X picks a finished session it owns and posts to the share endpoint:

  POST https://verification.didit.me/v3/session/{sessionId}/share/
  Headers:
    x-api-key: <Service X api key>
    Content-Type: application/json
  Body:
    {
      "for_application_id": "<partner-application-uuid>",
      "ttl_in_seconds": 3600
    }

Bounds on `ttl_in_seconds`: min 60, max 86400, default 3600.

Requirements:
  - The session must be in a FINISHED status: "Approved", "Declined", or "In Review".
  - The API key must hold the `write:sessions` privilege.
  - `for_application_id` must be a real Didit application uuid — usually the partner's app.

Response: 201 Created with the JWT in the `share_token` field plus `for_application_id` and `session_kind` ("user" or "business" — Didit detects this from the source session and embeds it in the token):

  {
    "share_token": "eyJhbGciOiJIUzI1NiJ9...",
    "for_application_id": "partner-app-uuid",
    "session_kind": "user"
  }

## 3. Transmit the token to Service Y

Service X transmits the `share_token` to Service Y over a pre-arranged backend channel — REST, message queue, signed webhook, anything you control. The token is scoped to Service Y's application and useless to any other application.

## 4. Service Y — import the shared session

Service Y posts the token to the import endpoint:

  POST https://verification.didit.me/v3/session/import-shared/
  Headers:
    x-api-key: <Service Y api key>
    Content-Type: application/json
  Body:
    {
      "share_token": "<jwt from step 2>",
      "workflow_id": "<Service Y's own workflow id>",
      "vendor_data": "<Service Y's internal user id>",
      "trust_review": true
    }

`trust_review`:
  - `true`  → the imported session preserves the original status ("Approved" / "Declined" / "In Review"). Service Y onboards the user instantly. Use when Service Y fully trusts Service X's decision (sister brand, regulated partner with a signed data-sharing agreement).
  - `false` → the imported session lands in "In Review" so Service Y's compliance team makes its own call. Safe default for new partner relationships.

Response: 201 Created with a brand-new session in Service Y's application:

  {
    "session_id": "<new uuid>",
    "session_number": <int>,
    "session_kind": "user" | "business",
    "status": "Approved" | "In Review" | "Declined",
    "shared_from_session": "<original session uuid in Service X>",
    "vendor_data": "<Service Y's internal user id>",
    "id_verifications": [...],
    "liveness_checks": [...],
    "face_matches": [...],
    "aml_screenings": [...],
    "database_validations": [...],
    "proof_of_address": [...],
    "phone_verifications": [...],
    "email_verifications": [...]
  }

For a `session_kind: "business"` token Didit clones the KYB shape instead. KYB session statuses are UPPER_SNAKE_CASE (not Title Case like KYC):

  {
    "session_id": "<new uuid>",
    "session_kind": "business",
    "status": "APPROVED",
    "shared_from_session": "<original business session uuid>",
    "vendor_data": "<Service Y's internal business id>",
    "registry_checks": [...],
    "key_people_checks": [...],
    "document_verifications": [...],
    "aml_screenings": [...],
    "questionnaires": [...]
  }

A new User or Business entity is auto-created in Service Y if one with the supplied `vendor_data` doesn't already exist.

## 5. Idempotency, expiration, errors

| Status | Reason |
|--------|--------|
| 401 | Share token invalid or past `exp` — request a new one. |
| 403 | Token not intended for your application, OR session already imported into your app. |
| 404 | Original session no longer exists. |
| 404 | `workflow_id` not found in your application. |

The duplicate-import check is enforced against the (share_token, partner application) pair.

## 6. Webhooks (optional, only when Service Y wants async updates)

Service Y can register a webhook destination once via:

  POST https://verification.didit.me/v3/webhook/destinations/
  Body: url, subscribed_events: ["status.updated"]

Every webhook delivery carries an `X-Signature-V2` header you MUST verify before trusting the payload. HMAC-SHA256 verification MUST run against the raw body bytes (the raw payload as Didit sent it) BEFORE any JSON parsing — re-serialising the parsed body changes whitespace and key order, which invalidates the signature.

Algorithm:
  1. sortKeys(payload) recursively
  2. shortenFloats (truncate trailing zeros after the decimal point)
  3. JSON.stringify the result
  4. HMAC-SHA256 with the secret_shared_key
  5. Hex-encode, compare to the X-Signature-V2 header.

## 7. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Auth header is x-api-key (lowercase, hyphenated).
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Status casing matches exactly: "Approved", "Declined", "In Review", "Not Finished" (Title Case With Spaces — KYC convention).
- session_kind is lowercase: "user" or "business".
- The share API is BUSINESS-to-BUSINESS sharing. Service X and Service Y are responsible for the data-sharing legal basis under General Data Protection Regulation (GDPR), UK GDPR, and any cross-border transfer rules. Didit ships the technical capability; you ship the data-sharing agreement.

## 8. Pricing reference (public)
- Service X already paid for the original verification (full KYC bundle is $0.30 or KYB session starts at $2.00; see didit.me/pricing).
- Service Y pays nothing on the import side — `POST /v3/session/import-shared/` is included with every plan.
- 500 free verifications every month on every account (applies to fresh captures, not imports).

## 9. Verify your integration
- Sandbox starts on signup at https://business.didit.me — no separate flag.
- Create two sandbox applications: one as Service X (issuer), the other as Service Y (importer). Use Service X's API key to mint a token for a finished sandbox session, hand the token off, use Service Y's API key to import.
- Switch to live: flip each application's environment toggle in console.

When in doubt:
- https://docs.didit.me/sessions-api/share-session/overview
- https://docs.didit.me/sessions-api/share-session/share
- https://docs.didit.me/sessions-api/share-session/import
- https://docs.didit.me/core-technology/reusable-kyc/share-kyc-via-api
Necessites més context? Consulta la documentació completa del mòdul.docs.didit.me →
Compliment per disseny

Obre un nou país amb un clic. Nosaltres fem la feina difícil.

Obrim les filials locals, assegurem les llicències, realitzem les proves de penetració, obtenim les certificacions i ens alineem amb cada nova regulació. Per desplegar verificacions en un nou país, només has d'activar un interruptor. Més de 220 països en funcionament, auditats i provats trimestralment, l'únic proveïdor d'identitat que un govern d'un estat membre de la UE ha qualificat formalment com més segur que la verificació presencial.
Llegeix el dossier de seguretat i compliment
Sandbox financer de la UE
Tesoro · SEPBLAC · BdE
ISO/IEC 27001
Seguretat de la informació · 2026
SOC 2 · Type I
AICPA · 2026
iBeta Level 1 PAD
NIST / NIAP · 2026
GDPR
EU 2016/679
DORA
EU 2022/2554
MiCA
EU 2023/1114
AMLD6 · eIDAS 2.0
Alineat amb la UE per disseny

Xifres de prova

Xifres de prova
  • 60s–24h
    Defineix la vida útil del token des d'un minut fins a un dia sencer.
  • KYC + KYB
    Comparteix una persona o una empresa sencera: la mateixa trucada, ambdues formes.
  • $0.00
    El teu soci no paga res per importar la verificació que comparteixes.
  • 0
    Verificacions gratuïtes cada mes en cada compte.
Tres nivells, una llista de preus

Comença gratis. Paga per ús. Escala a Enterprise.

500 verificacions gratuïtes cada mes, per sempre. Pagament per ús per a producció. Contractes personalitzats, residència de dades i SLA (Acords de Nivell de Servei) a Enterprise.
Gratuït

Gratuït

0 $ / mes. No es requereix targeta de crèdit.

  • Paquet KYC gratuït (Verificació d'identitat + Prova de vida passiva + Coincidència facial + Anàlisi de dispositius i IP), 500 / mes, cada mes
  • Usuaris bloquejats
  • Detecció de duplicats
  • Més de 200 senyals de frau en cada sessió
  • KYC reutilitzable a tota la xarxa Didit
  • Plataforma de gestió de casos
  • Constructor de fluxos de treball
  • Documentació pública, sandbox, SDKs, servidor MCP (Model Context Protocol)
  • Suport de la comunitat
Més popular
Paga per ús

Basat en l'ús

Paga només pel que utilitzes. Més de 25 mòduls. Preus públics per mòdul, sense quota mínima mensual.

  • KYC complet per 0,33 $ (ID + Biometria + IP / Dispositiu)
  • Més de 10.000 conjunts de dades AML, sancions, PEPs, mitjans adversos
  • Més de 1.000 fonts de dades governamentals per a la validació de bases de dades
  • Monitorització de transaccions per 0,02 $ per transacció
  • KYB en viu per 2,00 $ per empresa
  • Screening de carteres per 0,15 $ per comprovació
  • Flux de verificació de marca blanca, la teva marca, la nostra infraestructura
Empreses

Empreses

MSA i SLA personalitzats. Per a grans volums i programes regulats.

  • Contractes anuals
  • MSA, DPA i SLA personalitzats
  • Canal dedicat a Slack i WhatsApp
  • Revisors manuals sota demanda
  • Condicions de revenda i marca blanca
  • Funcionalitats exclusives i integracions amb partners
  • CSM assignat, revisió de seguretat, suport de compliment

Comença gratis → paga només quan s'executa una comprovació → desbloqueja Enterprise per a un contracte personalitzat, SLA o residència de dades.

FAQ

Preguntes freqüents

What is Didit?

Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.

One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:

  • Fast, sub-2-second p99 on every session
  • Reliable, in production with 1,500+ companies across 220+ countries
  • Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person

The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.

What is B2B Reusable KYC?

B2B Reusable KYC lets one business hand a verified user or company to another business, so the partner onboards the same person without running the verification again.

It works in two steps:

  • Mint a share token. Pick a finished verification in your app, ask Didit for a one-time token tied to one named partner. Default lifetime is one hour; you can stretch it from one minute to a full day. Nobody else can ever redeem it.
  • Your partner imports the session. They redeem the token and Didit clones the full record into their workspace, documents, selfie, face match, AML hits, registry data, Ultimate Beneficial Owners (UBOs). Same shape as a fresh verification, with a clean audit trail back to the original.

Your partner picks the onboarding speed. Trust your decision and approve the user instantly, or pull the data raw and let their compliance team make the call.

Works for both Know Your Customer (KYC) and Know Your Business (KYB), same call, both shapes.

Full reference: docs.didit.me/sessions-api/share-session.

Who is this for?

Any business model where one platform onboards a user once and several partner platforms need that same verification:

  • Banking-as-a-Service (BaaS), your sponsor bank or BIN sponsor needs the same Know Your Customer (KYC) data you already collected. Mint a share token from your application, the sponsor imports it.
  • Multi-brand financial groups, a single user onboards into Brand A and the same group needs them in Brand B (neobank + broker, fintech + lending arm, e-money + crypto on-ramp).
  • Embedded finance / Software-as-a-Service (SaaS) marketplaces, a vertical Software-as-a-Service offers payments or lending through partner banks; share the verification with whichever bank routes the user.
  • Marketplaces with sub-platforms, a parent marketplace verifies sellers once and downstream regional / vertical marketplaces inherit the verification.
  • On-ramps and exchanges, a fiat on-ramp shares the verified user with the exchange that lists assets; no second selfie capture.
  • B2B Know Your Business (KYB) ecosystems, verify a business once (registry + UBOs + AML + documents) and share that record across every partner that onboards the same legal entity.

If you can write a data-sharing agreement with your partner, this API ships the technical half.

How fast is the verification for my end user?

The full flow normally takes under 30 seconds end-to-end, pick up the ID, snap the document, snap the selfie, done. That is the fastest in the market. Legacy KYC providers usually take more than 90 seconds for the same flow.

On the back end, Didit returns the result in under two seconds at p99, measured from the moment the user finishes the selfie to the moment your webhook fires. Mobile capture is tuned for slow phones and slow networks: progressive image compression, lazy software development kit load, and a one-tap hand-off from desktop to phone via QR code if the user starts on web.

What does the import response look like?

POST /v3/session/import-shared/ returns 201 Created with a brand-new session in your application, fresh session_id and session_number, full payload cloned from the source.

Key fields:

  • status, Approved / Declined / In Review (preserved when trust_review: true, forced to In Review when trust_review: false).
  • session_kind, user (KYC) or business (KYB).
  • shared_from_session, points at the original session in the source application. Canonical signal that this session was imported, not freshly captured.
  • vendor_data, the internal user / business id YOU passed on the import call.
  • KYC relations cloned: id_verifications, liveness_checks, face_matches, aml_screenings, database_validations, proof_of_address, location_checks, phone_verifications, email_verifications.
  • KYB relations cloned: registry_checks, key_people_checks (with their nested KYCs), document_verifications, aml_screenings, questionnaires.

Identical shape to a fresh session, your existing webhook handler reads it the same way.

What happens if a user fails, abandons, or expires?

Every session lands on one of seven clear statuses, so your code always knows what to do:

  • Approved, every check passed. Move the user forward.
  • Declined, one or more checks failed. You can allow the user to resubmit the specific failed step (for example, re-take the selfie) without re-running the whole flow.
  • In Review, flagged for compliance review. Open the case in the console, see every signal, decide approve or decline.
  • In Progress, user is mid-flow.
  • Not Started, link sent, user has not opened it yet. Send a reminder if it sits too long.
  • Abandoned, user opened the link but did not finish in time. Re-engage or expire.
  • Expired, the session link aged out. Create a new session.

A signed webhook fires on every status change, so your database always stays in sync. Abandoned and declined sessions are free.

Where does my customer data live and how is it protected?

Production data is processed and stored in the European Union by default, on Amazon Web Services. Enterprise contracts can request alternative regions for jurisdictions whose regulators require it.

Encryption everywhere. AES-256 at rest across every database, object store, and backup. Transport Layer Security 1.3 in transit on every API call, webhook, and Business Console session. Biometric data is encrypted under a separate Customer Master Key.

Retention is yours to control. Default retention is indefinite (unlimited) unless you configure shorter, between 30 days and 10 years per application, and you can delete any individual session at any time from the dashboard or the API.

Certifications: SOC 2 Type 1 (Type 2 audit in progress), ISO/IEC 27001:2022, iBeta Level 1 PAD, and a public attestation from Spain''s Tesoro / SEPBLAC / CNMV that Didit''s remote identity verification is safer than verifying someone in person. Full report at /security-compliance.

Is Didit compliant for my industry?

Didit ships compliant by default for the regulators that matter to identity infrastructure:

  • GDPR + UK GDPR, controller / processor split, full Data Processing Agreement published, lead supervisory authority named (Spain''s AEPD).
  • AMLD6 + EU AML Single Rulebook, 1,300+ sanctions, politically exposed person, and adverse-media lists screened in real time.
  • eIDAS 2.0, EU Digital Identity Wallet aligned; reusable-identity ready.
  • MiCA (Markets in Crypto-Assets), ready for crypto on-ramps, exchanges, and custodians.
  • DORA, Digital Operational Resilience Act, EU financial-services operational resilience.
  • BIPA, CUBI, Washington HB 1493, CCPA / CPRA, US biometric privacy (Illinois, Texas, Washington) and California consumer privacy.
  • UK Online Safety Act, age-gating and child-safety obligations.
  • FATF Travel Rule, originator and beneficiary data on crypto transfers, IVMS-101 interoperable.

Detailed memo, every certificate, every regulator letter: /security-compliance.

How fast can I integrate and start verifying users?
  • 60 seconds to a sandbox account at business.didit.me, no credit card.
  • 5 minutes to a working verification through Claude Code, Cursor, or any coding agent via our Model Context Protocol (MCP) server.
  • A weekend to a production-ready integration with signed-webhook verification, retries, and a remediation flow when a user is declined.

Three integration paths, pick whichever fits your stack:

  • Embed natively with our Web, iOS, Android, React Native, or Flutter SDK.
  • Redirect the user to the hosted verification page, zero SDK.
  • Send a link by email, SMS, WhatsApp, or any channel, zero front-end work.

Same dashboard, same billing, same pay-per-success price for all three. Step-by-step guide at docs.didit.me/integration/integration-prompt.

Infraestructura per a identitat i frau.

Una API per a KYC, KYB, monitorització de transaccions i anàlisi de carteres. Integra-la en 5 minuts.

Demana a una IA que resumeixi aquesta pàgina