Résidence vérifiée à partir de n'importe quel document justificatif.
Factures d'énergie, relevés bancaires, lettres officielles, lus, analysés, recoupés avec la pièce d'identité, validés par rapport au registre d'adresses du pays. 0,20 $ par vérification. 500 vérifications gratuites chaque mois.
Approuvé par plus de 2000 organisations dans le monde entier.
Ce qu'une plateforme réglementée doit
Ne te fie pas à une adresse saisie. Lis la facture, valide le registre.
Une adresse saisie manuellement échoue à l'audit. Une facture d'énergie scannée non recoupée avec la pièce d'identité échoue à l'audit. Didit fournit la recette complète de la preuve d'adresse, capture, OCR, correspondance nom + adresse avec la pièce d'identité, plus validation par registre national dans plus de 18 juridictions, sous forme de pack de preuves signé pour 0,20 $ par vérification.
Comment ça marche
De l'inscription à l'utilisateur vérifié en quatre étapes.
Étape 01
Crée le workflow
Choisis les vérifications dont tu as besoin : pièce d'identité, preuve de vie, correspondance faciale, sanctions, adresse, âge, téléphone, e-mail, questions personnalisées. Glisse-les dans un flux depuis le tableau de bord, ou envoie le même flux à notre API. Crée des branches conditionnelles, lance des tests A/B, sans écrire une ligne de code.
Étape 02
Intègre
Intègre nativement avec nos SDK Web, iOS, Android, React Native ou Flutter. Redirige vers une page hébergée. Ou envoie simplement un lien à ton utilisateur, par e-mail, SMS, WhatsApp, où tu veux. Choisis ce qui correspond à ta stack.
Étape 03
L'utilisateur suit le parcours
Didit gère la caméra, les indications lumineuses, le transfert mobile et l'accessibilité. Pendant que l'utilisateur est dans le flux, nous évaluons plus de 200 signaux de fraude en temps réel et vérifions chaque champ par rapport à des sources de données fiables. Résultat en moins de deux secondes.
Étape 04
Tu reçois les résultats
Des webhooks signés en temps réel maintiennent ta base de données synchronisée dès qu'un utilisateur est approuvé, refusé ou envoyé en révision. Interroge l'API à la demande. Ou ouvre la console pour inspecter chaque session, chaque signal, et gérer les cas à ta manière.
Conçu pour la conformité · Prix d'une infrastructure
Six vérifications. $0.20 par preuve d'adresse.
Une preuve d'adresse conforme aux exigences réglementaires n'est pas qu'une simple OCR, c'est une combinaison de capture, d'analyse, de recoupement, de validation de registre et d'un dossier d'audit. Active chaque module par workflow.
Facture de services publics, relevé bancaire, lettre officielle, bail, prêt immobilier, contrat mobile/internet, tous datant de moins de 90 jours. Le flux hébergé guide l'utilisateur pour la capture ; le SDK expose le même flux dans ton application native.
L'OCR extrait l'adresse dans des champs canoniques, ligne 1, ligne 2, ville, code postal, pays, date d'émission, et la normalise pour une facture de services publics anglaise, un relevé bancaire espagnol, une Anmeldung allemande. En parallèle, nous vérifions l'authenticité : manipulation au pixel près, artefacts de copier-coller, altération de police/modèle, réimpressions basse résolution et incohérences EXIF. Un document falsifié ou altéré échoue à la vérification avant même d'atteindre ton journal d'audit.
Document date checked against the 90-day window automatically.
03 · Recoupement d'identité
Fais correspondre avec la pièce d'identité sous-jacente.
L'adresse analysée est recoupée avec l'adresse figurant sur la pièce d'identité sous-jacente, et le nom sur la preuve est recoupé avec le nom sur la pièce d'identité. Cela permet de détecter les fausses factures, les noms non concordants, les téléchargements expirés et les factures appartenant à quelqu'un d'autre à la même adresse.
Lorsque le pays le permet, Royal Mail PAF au Royaume-Uni, Catastro / Padrón en Espagne, BAN en France, Anmeldung municipale en Allemagne, USPS aux États-Unis, et plus encore, l'adresse analysée est directement vérifiée auprès du registre officiel.
Documents acceptables par région, l'Europe privilégie les factures de services publics/bancaires/lettres officielles, l'Amérique latine les registres fiscaux, les États-Unis les relevés bancaires/factures de services publics/baux, l'APAC les lettres officielles. Le Workflow Builder te permet de restreindre les documents acceptables par segment de pays.
Dossier d'audit conforme aux exigences réglementaires.
Chaque verdict de preuve d'adresse est signé et horodaté, l'image originale du document, la charge utile de l'adresse analysée, les verdicts de recoupement et le résultat de la validation du registre. Exportable à la demande via la console Business ou l'API. Centres de données de l'UE par défaut.
Collez dans Claude Code, Cursor, Codex, Devin, Aider ou Replit Agent. Renseignez votre stack. L'agent construit le workflow, lance la session, analyse l'adresse en champs canoniques, exécute la validation du registre et connecte le webhook.
didit-integration-prompt.md
You are integrating Didit's Proof of Address into a regulated onboarding flow (bank, fintech, lender, crypto exchange, EU payment institution). Regulators want a current address on every customer file; the legacy "ask the user to type it" approach fails audit because the typed address is unverified.
Four obligations on every Proof of Address:
1. Capture an acceptable document — utility bill, bank statement, government letter, lease, mortgage, mobile / internet contract — dated within the last 90 days.
2. Read the address fields with Optical Character Recognition (OCR) and parse them into the canonical address envelope (line 1, line 2, city, postal code, country).
3. Cross-check the address against the address on the underlying ID document AND against the name on both — a mismatched address or a mismatched name fails the check.
4. Where the country supports it, validate the parsed address against the authoritative address registry (UK Royal Mail PAF, Spain Catastro / Padrón, France BAN, Germany DATEV, US USPS).
Pricing (verified live):
- Proof of Address: $0.20 per check
- ID Verification (required as the cross-check anchor): $0.15 per check
- Database Validation (per-country registry validation, optional): variable per service
- Combined bundle (ID + Liveness + Face Match + Proof of Address): $0.55 per user
- First 500 verifications free every month, forever
PRE-REQUISITES
- Production API key from https://business.didit.me (sandbox key in 60s, no card).
- Webhook endpoint with HMAC SHA-256 verification using the X-Signature-V2 header and your webhook secret.
- A workflow_id from the Workflow Builder bundling ID Verification + Passive Liveness + Face Match 1:1 + Proof of Address. Add a Database Validation node for the country-specific address registry where available.
STEP 1 — Create the session
POST https://verification.didit.me/v3/session/
Headers:
x-api-key: <your api key>
Content-Type: application/json
Body:
{
"workflow_id": "<your proof-of-address workflow id>",
"vendor_data": "<your user id, max 256 chars>",
"callback_url": "https://<your-app>/onboarding/poa/callback",
"expected_country": "ES",
"metadata": {
"purpose": "regulatory_address_capture",
"user_id": "<your internal id>"
}
}
Response: 201 Created with the hosted session URL. SMS or email the URL to the user; they complete ID capture + selfie + Proof of Address upload on their phone in under five minutes.
STEP 2 — Read the signed webhook on completion
Didit POSTs to your callback. Session statuses are Title Case With Spaces:
Body (excerpted):
{
"session_id": "<uuid>",
"vendor_data": "<your user id>",
"status": "Approved",
"id_verification": { "status": "Approved", "document_type": "passport", "country_code": "ES" },
"liveness": { "status": "Approved" },
"face": { "status": "Approved", "similarity_score": 0.94 },
"proof_of_address": {
"status": "Approved",
"document_type": "utility_bill",
"issuer": "Iberdrola",
"issued_at": "2026-04-12",
"address": {
"line1": "C. Diagonal 612",
"line2": "3a",
"city": "Barcelona",
"postal_code": "08021",
"country": "ES"
},
"cross_check": {
"name_match": true,
"address_match_with_id": true,
"within_90_day_window": true
}
},
"database_validation": {
"status": "Approved",
"service": "es_catastro_address",
"result": { "registry_match": true }
}
}
Session status enum (exact case):
Approved | Declined | In Review | Resubmitted | Expired | Not Finished | Kyc Expired | Abandoned
Verify the X-Signature-V2 header BEFORE reading the body — HMAC SHA-256 of the raw bytes with your webhook secret.
STEP 3 — Decide
Branch logic:
Approved → file the canonical address payload on the customer record.
In Review → hold the onboarding, wait for analyst webhook update.
Declined → refuse onboarding, log the decline reason (typically: document over 90 days old, name mismatch, address mismatch with the ID).
Resubmitted → user updated the upload; re-read the decision.
The Proof of Address sub-result is independent of the parent session — even if the parent session is Approved, the proof_of_address.status might be In Review if the cross-check flagged a different city. Switch on proof_of_address.status when you persist the address.
STEP 4 — Persist the canonical address envelope
When proof_of_address.status === "Approved", save the entire address object to your customer record as the regulatory current address. Use the canonical fields (line1, line2, city, postal_code, country) — Didit normalises across document layouts so the same shape works for an English utility bill, a Spanish bank statement, and a German Anmeldung.
Keep the issuer + issued_at fields for your audit log — they prove the document type and the recency window the regulator audited.
STEP 5 — Registry validation result
When the workflow includes a Database Validation node, the database_validation block returns the per-country registry-validation outcome:
- es_catastro_address — Spanish Catastro property registry
- uk_royal_mail_paf — UK Postcode Address File
- fr_ban — France Base Adresse Nationale
- de_anmeldung — German municipal registration check
- us_usps — US Postal Service address validation
A registry-match-false result on a country that supports validation is a signal worth manual review even if the OCR pass succeeded — most fake addresses fail registry validation immediately.
STEP 6 — Refresh on a cadence (optional)
Most regulators ask for the address on file to be re-confirmed every 1-3 years (longer for low-risk customers, shorter for high-risk). Add a periodic Proof of Address session to your account-refresh cadence — same workflow, same hosted URL flow.
WEBHOOK EVENT NAMES
- status.updated — session status changed.
- data.updated — session data changed (resubmission, document re-upload).
Verify X-Signature-V2 on every payload. The webhook secret is per-environment — sandbox key is separate from production.
CONSTRAINTS
- Session statuses use Title Case With Spaces (Approved, In Review).
- Acceptable documents must be dated within the last 90 days by default; some workflows extend to 180 days for low-risk customer segments.
- The address on the Proof of Address document MUST cross-check against the address on the underlying ID OR against a previously-Approved address on file. If neither match, the proof flips to In Review automatically.
- Default record retention is 5 years post-relationship per the EU AML package.
Read the docs:
- https://docs.didit.me/sessions-api/create-session
- https://docs.didit.me/sessions-api/retrieve-session
- https://docs.didit.me/core-technology/proof-of-address/overview
- https://docs.didit.me/core-technology/database-validation/overview
- https://docs.didit.me/integration/webhooks
Start free at https://business.didit.me — sandbox key in 60 seconds, 500 verifications free every month, no credit card.
Besoin de plus de contexte ? Consulte la documentation complète du module.docs.didit.me →
Conforme par nature
Ouvre un nouveau pays en un clic. On s'occupe du plus dur.
Nous ouvrons les filiales locales, obtenons les licences, effectuons les tests d'intrusion, obtenons les certifications et nous alignons sur chaque nouvelle réglementation. Pour déployer des vérifications dans un nouveau pays, il suffit d'activer un interrupteur. Plus de 220 pays en direct, audités et testés chaque trimestre, le seul fournisseur d'identité qu'un gouvernement d'un État membre de l'UE a formellement jugé plus sûr que la vérification en personne.
Par preuve d'adresse, OCR + recoupement + validation de registre.
0+
Pays avec validation de registre d'adresse faisant autorité intégrée.
0+
Pays pris en charge globalement, avec documents acceptés par région.
0
Vérifications gratuites chaque mois, sur chaque compte.
Trois niveaux, une seule grille tarifaire
Démarre gratuitement. Paye à l'usage. Passe à l'Enterprise.
500 vérifications gratuites chaque mois, pour toujours. Paiement à l'usage pour la production. Contrats personnalisés, résidence des données et SLAs (Service Level Agreements) pour l'Enterprise.
Gratuit
Gratuit
0 $ / mois. Aucune carte de crédit requise.
Pack KYC gratuit (vérification d'identité + détection de vivacité passive + correspondance faciale + analyse appareil & IP), 500 / mois, chaque mois
Commence gratuitement → ne paie que lorsqu'une vérification est effectuée → débloque l'Enterprise pour un contrat personnalisé, un SLA ou la résidence des données.
FAQ
Questions fréquentes
What is Didit?
Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.
One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:
Fast, sub-2-second p99 on every session
Reliable, in production with 1,500+ companies across 220+ countries
Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person
The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.
What's a Proof of Address and why do regulators want one?
Proof of Address is exactly what it sounds like, evidence that the person you're onboarding actually lives at the address they claim. The conventional artefacts are:
Utility bill, electricity, gas, water, internet, mobile contract
Bank statement, from a regulated bank, with the user's name and address on it
Government letter, tax demand, council letter, voter registration
Lease or mortgage agreement, signed contract for the address
Why regulators care: an address on file is the anchor for anti-money-laundering record-keeping, tax-residency reporting (FATCA / CRS), and the legal jurisdiction of any future enforcement. A typed self-attested address is unverifiable; a Proof of Address backed by a recent document + a cross-check against the ID is the standard. Didit ships the full recipe for $0.20 per check.
Why isn't a typed address enough?
Three reasons regulators consistently reject self-attested addresses:
Fraud, anyone can type any address. Mules and synthetic identities use this routinely to spread the same address across many opened accounts.
No audit anchor, when the regulator audits the file, there's nothing to point to. A signed Proof of Address is the artefact you can put in the audit pack.
Tax-residency reporting, under FATCA and the OECD's Common Reporting Standard, banks have to report account-holders' tax residency based on documentary evidence. A typed address doesn't qualify as documentary.
The Proof of Address recipe, capture, OCR, cross-check, registry validation, produces a regulator-grade artefact in under five minutes on the user's phone. $0.20 per check end-to-end.
How fast is the verification for my end user?
The full flow normally takes under 30 seconds end-to-end, pick up the ID, snap the document, snap the selfie, done. That is the fastest in the market. Legacy KYC providers usually take more than 90 seconds for the same flow.
On the back end, Didit returns the result in under two seconds at p99, measured from the moment the user finishes the selfie to the moment your webhook fires. Mobile capture is tuned for slow phones and slow networks: progressive image compression, lazy software development kit load, and a one-tap hand-off from desktop to phone via QR code if the user starts on web.
What's wrong with just asking for a utility bill?
If you stop at "upload your utility bill", a determined attacker can:
Photoshop the address on a bill belonging to someone else
Reuse a bill from a previous tenant at the same address
Submit a bill from a different person at the same address
Submit an expired bill (from before they moved)
The Didit recipe catches all four by stacking three layers of validation on top of the OCR:
Name cross-check, the name on the bill has to match the name on the ID
Address cross-check, the address on the bill has to match the address on the ID (or the previous Approved address)
Registry validation, the address is looked up against the country's authoritative address registry (UK Royal Mail PAF, Spain Catastro, France BAN, Germany DATEV, US USPS, etc.)
All three run server-side. The agent never sees a raw upload, only the validated result.
What happens if a user fails, abandons, or expires?
Every session lands on one of seven clear statuses, so your code always knows what to do:
Approved, every check passed. Move the user forward.
Declined, one or more checks failed. You can allow the user to resubmit the specific failed step (for example, re-take the selfie) without re-running the whole flow.
In Review, flagged for compliance review. Open the case in the console, see every signal, decide approve or decline.
In Progress, user is mid-flow.
Not Started, link sent, user has not opened it yet. Send a reminder if it sits too long.
Abandoned, user opened the link but did not finish in time. Re-engage or expire.
Expired, the session link aged out. Create a new session.
A signed webhook fires on every status change, so your database always stays in sync. Abandoned and declined sessions are free.
Where does my customer data live and how is it protected?
Production data is processed and stored in the European Union by default, on Amazon Web Services. Enterprise contracts can request alternative regions for jurisdictions whose regulators require it.
Encryption everywhere. AES-256 at rest across every database, object store, and backup. Transport Layer Security 1.3 in transit on every API call, webhook, and Business Console session. Biometric data is encrypted under a separate Customer Master Key.
Retention is yours to control. Default retention is indefinite (unlimited) unless you configure shorter, between 30 days and 10 years per application, and you can delete any individual session at any time from the dashboard or the API.
Certifications: SOC 2 Type 1 (Type 2 audit in progress), ISO/IEC 27001:2022, iBeta Level 1 PAD, and a public attestation from Spain''s Tesoro / SEPBLAC / CNMV that Didit''s remote identity verification is safer than verifying someone in person. Full report at /security-compliance.
Is Didit compliant for my industry?
Didit ships compliant by default for the regulators that matter to identity infrastructure:
GDPR + UK GDPR, controller / processor split, full Data Processing Agreement published, lead supervisory authority named (Spain''s AEPD).
AMLD6 + EU AML Single Rulebook, 1,300+ sanctions, politically exposed person, and adverse-media lists screened in real time.
eIDAS 2.0, EU Digital Identity Wallet aligned; reusable-identity ready.
MiCA (Markets in Crypto-Assets), ready for crypto on-ramps, exchanges, and custodians.
DORA, Digital Operational Resilience Act, EU financial-services operational resilience.
BIPA, CUBI, Washington HB 1493, CCPA / CPRA, US biometric privacy (Illinois, Texas, Washington) and California consumer privacy.
UK Online Safety Act, age-gating and child-safety obligations.
FATF Travel Rule, originator and beneficiary data on crypto transfers, IVMS-101 interoperable.
Most regulators want the Proof of Address document to be dated within the last 90 days at the moment of verification, anything older is treated as stale on the assumption that the user might have moved since.
Didit's OCR reads the document date and checks it against the verification timestamp automatically:
Within 90 days → within_90_day_window: true → proof passes the recency check
Older than 90 days → within_90_day_window: false → session flips to In Review and the user is prompted to upload a more recent document
For low-risk customer segments you can configure the workflow to extend the window to 180 days, or drop it to 60 days for high-risk segments. The configuration is per workflow, not per session, so changes apply uniformly. UK Right to Rent uses 90 days; EU AML guidance generally accepts 90-180 days depending on the supervisor.
How does refresh work for long-tenured customers?
Most regulators ask for the address on file to be re-confirmed periodically:
Low-risk customers, every 3 years is typical
Standard customers, every 1-2 years
High-risk / EU-PEP customers, annually
On material event, significant transaction pattern change, address change reported by the customer, new product onboarded
Didit's refresh is the same POST /v3/session/ against your Proof-of-Address workflow with the existing customer's vendor_data. The new document supersedes the previous one in the customer file; both are kept in the audit trail. Schedule the refresh from your customer-data pipeline, Didit doesn't auto-trigger refreshes because the cadence belongs to your risk policy.
How does Didit compare on price?
Most KYC providers price Proof of Address between $0.50 and $2.00 per check, often as a separate line item on top of a higher KYC base, with per-country surcharges for any registry validation. The Onfido / Jumio / Veriff archetype.
Didit's published price is $0.20 per Proof of Address + $0.15 for the underlying ID Verification (required as the cross-check anchor) = $0.35 for the combined recipe. Database Validation adds variable per-country cost, typically $0.05-$0.20. No floor, no minimum, no per-country surcharge.
That's roughly 3-5× cheaper than the incumbent stack on the same regulatory output. At a 50,000-user month, the saving versus a $1.50-per-POA incumbent is around $65,000 per year. Full pricing at /pricing.