Identity verification in Bermuda
Executive summary. Bermuda is a British Overseas Territory of approximately 64,000 inhabitants and one of the world's premier international financial centres, specialising in insurance, reinsurance, and — increasingly — digital assets. The AML/CFT framework is anchored in the Proceeds of Crime Act and Anti-Money Laundering/Anti-Terrorist Financing Regulations, supervised by the Bermuda Monetary Au
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Bermuda has a population of approximately 64,000 and a GDP of roughly USD 7.5 billion. Hamilton is the capital and financial centre. Four verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
predicate offence and confiscation framework
CDD, EDD, beneficial ownership, PEP screening, and STR filing
maintains civil registry and company records
Ministry of Labour — Department of Immigration
regulated
Primary identity authority. Manages work permits, residency, and Bermuda status. Electronic systems for immigration management.
Registry General
regulated
Maintains birth, death, marriage, and company registration records.
Bermuda Monetary Authority
regulated
Financial regulator overseeing banks, insurance, and investment firms. Maintains licensed entity registers. Major international insurance and reinsurance center.
Government & regulated databases
Compliance framework
AML framework
Supervised by Proceeds of Crime Act
- Proceeds of Crime Act — predicate offence and confiscation framework. - Anti-Money Laundering and Anti-Terrorist Financing Regulations — CDD, EDD, beneficial ownership, PEP screening, and STR filing. - Digital Asset Business Act 2018 (DABA) — licensing and AML/CFT requirements for digital-asset exchanges, custodians, and service providers. - Beneficial Ownership Act 2025 — effective 3 November 2025, significantly expanding BO register scope and verification obligations. - Personal Information
Data protection
Supervised by National DPA
PIPA (2016) provides comprehensive data protection, including restrictions on cross-border transfers. Data may only be transferred to jurisdictions with adequate protection or under appropriate safeguards. The Privacy Commissioner oversees enforcement. Given Bermuda's role as an international financ
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan or photograph of passport, work permit, or driving licence. 2. Liveness and biometric match. Selfie with liveness detection, matched against document portrait. 3. Data extraction. Full name, date of birth, nationality, document number, expiry. 4. Proof of address. Utility b
Exchanges, custodians, wallets, on/off-ramps.
DABA-licensed digital-asset businesses must:
Sports betting, online casinos, age-gated platforms.
Bermuda does not have a significant domestic iGaming sector. The market focus is on financial services.
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators face CDD obligations through payment-service integration and trust-company intermediation:
Biometric liveness
Bermuda passports (as British Overseas Territory documents) contain biometric chips with facial images and fingerprints, supporting NFC-based chip reading. Liveness detection (ISO 30107-3 compliant) paired with document-portrait matching is the standard for remote onboarding of international financial-services clients. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Bermuda permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Bermuda, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Bermuda.
Most regulated sectors in Bermuda require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Bermuda’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Bermuda’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
